995 Oak Park, Schertz, TX 78154 Property Records

Guadalupe County property record for 995 Oak Park, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,992 sqft · built 2006
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$658,350 (Mar 2025)
Tax Bill	$7,179 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G2104000400400000`

Property Details

APN / Parcel Number

Primary APN	`1G2104000400400000`
Alternative APNs	`000000121770` `000000256319` `000000310828` `121770`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	3,838 sqft
1st Floor Area	1,884 sqft
2nd Floor Area	11,085 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	174 sqft
Deck Area	336 sqft
Patio Area	925 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	995 OAK PARK
City	SCHERTZ
State	TX
Zip	78154-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS BLOCK 4 LOT 4
Legal Subdivision	MESA OAKS
Legal Tract	4
Legal Block	4
Legal Lot Number	4
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1014
Census Tract	210710

Owner

995 Oak Park is owned and occupied by two individuals who bought it in March 2025.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	995 OAK PARK, SCHERTZ, TX 78154-1836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage RANDOLPH BROOKS FCU
Apr 26, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, ORT
Jun 22, 2020	Deed of Trust, Mortgage CBC NAT'L BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Document Number	20257548
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	0099013944
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	995 OAK PARK, SCHERTZ, TX 78154-1836
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 OAK PARK, SCHERTZ, TX 78154-1836

Mortgage

Document Number	0099003490
Date	Feb 16, 2024
Instrument	202499003490

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	May 30, 2023
Property Address	995 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0099013389
Map Reference	VOL 7 PG 79
Instrument Date	May 26, 2023
Instrument	202399013389
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 OAK PARK, SCHERTZ, TX 78154-1836

Mortgage

Document Number	0099013390
Date	May 30, 2023
Instrument	202399013390

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Apr 26, 2021
Property Address	995 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0099013944
Map Reference	VOL 7 PG 79
Instrument Date	Apr 20, 2021
Instrument	202199013944
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 OAK PARK, SCHERTZ, TX 78154-1836

Mortgage

Document Number	0099013945
Date	Apr 26, 2021
Instrument	202199013945

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Apr 26, 2021
Property Address	995 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0099013943
Map Reference	VOL 7 PG 79
Instrument Date	Apr 9, 2021
Instrument	202199013943
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 OAK PARK, SCHERTZ, TX 78154-1836

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	995 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0000016651
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	995 OAK PARK SCHERTZ TX 781541836, SCHERTZ, TX 78154-1836

Mortgage

Document Number	0000016651
Date	Jul 1, 2020
Instrument	16651

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 995 Oak Park was $7,179 with exemptions applied, down 5.2% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,470 (-5.4%) Land $48,943 Building $391,527	$440,470 (-5.4%) Land $48,943 Building $391,527
2025	$7,179.00 (-5.2%)	$465,607 Land $46,271 Building $419,336	$465,607 Land $46,271 Building $419,336
2024	$7,573.00 (-3.61%)
2023	$7,857.00 (-10.44%) Homeowner's exemption	$462,374 Land $68,060 Building $394,314	$462,374 Land $68,060 Building $394,314
2022	$8,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 995 Oak Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Oak Park is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Oak Park

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures