995 Mills Dr, Covington, GA 30016 Property Records

Newton County property record for 995 Mills Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,610 sqft · built 2001
Lot Size	6.93 acres (301,871 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2016)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00150-00000-027-000`

Property Details

APN / Parcel Number

Primary APN	`00150-00000-027-000`
Alternative APNs	`0015 027` `7686`

Interior

Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,610 sqft Heated Area
1st Floor Area	3,264 sqft
Basement Area	4,404 sqft
Finished Basement	4,404 sqft
Unfinished Basement	2,970 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	301,871 sqft (6.93 acres)
Garage Area	1,740 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	340 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Guest House	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	7686
Street Address	995 MILLS DR
City	COVINGTON
State	GA
Zip	30016-7585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	6.93AC MILLS DRIVE
Legal Subdivision	R4 MISC LAND - AREA 10
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100902

Owner

995 Mills Dr is owned and occupied by two individuals who bought it in August 2016.

Source: Newton County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	995 MILLS DR, COVINGTON, GA 30016-7585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jul 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATION STAR MORTGAGE
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2016 · Amount on File
Deed Sale	Aug 15, 2016 · Amount on File
Prior Sale	Oct 12, 2007 · Amount on File
Deed Document Number	20162864
Deed Book / Page	3470 / 71
Prior Transfer Date	Feb 14, 2011
Prior Transfer Doc	0028880294
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jul 13, 2026
Property Address	995 MILLS DR, COVINGTON, GA 30016-7585
Document Number	4848000128
Book / Page	4848 / 128
Instrument Date	Jul 8, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 MILLS DR, COVINGTON, GA 30016-7585

Mortgage

Document Number	4848000128,
Date	Jul 13, 2026
Book Page	4848/128

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	995 MILLS DR, COVINGTON, GA 30016-7585
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Mortgage

Document Number	0047490000000749
Date	Jul 31, 2025
Book Page	0000004749/0000000749

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	995 MILLS DR, COVINGTON, GA 30016-7585
Document Number	0038650451
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 MILLS DR COVINGTON GA 300167585, COVINGTON, GA 30016-7585

Mortgage

Document Number	0038650451
Date	Jul 12, 2019
Book Page	003865/000451
Instrument	8704

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 995 Mills Dr was $5,344 with exemptions applied.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,344.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$339,480 Land $45,040 Building $294,440	$848,700 Land $112,600 Building $736,100
2023		$310,640 Land $45,040 Building $265,600	$776,600 Land $112,600 Building $664,000
2022	$8,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 995 Mills Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Mills Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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