Duval County property record for 995 Main St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 896 sqft · built 1986 |
| Lot Size | 0.089 acres (3,872 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jan 2022) |
| Tax Bill | $3,968 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170998-0000 |
| Primary APN | 170998-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,073 sqft |
| 1st Floor Area | 448 sqft |
| Upper Floors Area | 448 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,872 sqft (0.089 acres) |
| Lot Dimensions | 102 ft deep x 39 ft wide |
| Porch | Finished Screened Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 995 MAIN ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-2559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-34 17-2S-29E .093 ATLANTIC BEACH SEC H LOT 2(EX O/R 8496-672), LOT 3(EX O/R 6655-2044) BLK 185 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ATLANTIC BEACH SEC H |
| Legal Block | 185 |
| Legal Lot Number | 2,3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 13902 |
995 Main St is owned and occupied by an individual who bought it in January 2022.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 995 MAIN ST, ATLANTIC BEACH, FL 32233-2559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Oct 6, 2021 | Warranty Deed, Transfer ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| May 3, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Prior Sale | Oct 6, 2021 · Amount on File |
| Deed Document Number | 20222041 |
| Deed Book / Page | 20081 / 1650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 4, 2022 |
| Property Address | 995 MAIN ST, ATLANTIC BEACH, FL 32233-2559 |
| Document Number | 0200811650 |
| Book / Page | 20081 / 1650 |
| Map Reference | MB 18 PG 34 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022002041 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11271 KINGSLEY MANOR WAY, 11271, JACKSONVILLE, FL 32225-4065 |
| Name | Verified Name |
|---|---|
| Address | 995 MAIN ST, ATLANTIC BEACH, FL 32233-2559 |
| Document Number | 0200811652 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 20081/1652 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 6, 2021 |
| Property Address | 995 MAIN ST, ATLANTIC BEACH, FL 32233-2559 |
| Document Number | 0199441419 |
| Book / Page | 19944 / 1419 |
| Map Reference | MB 18 PG 34 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021261512 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,197.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 FURLONG LN, 122, RAEFORD, NC 28376-9569 |
| Name | Verified Name |
|---|---|
| Address | 11271 KINGSLEY MANOR WAY, JACKSONVILLE, FL 32225-4065 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 995 MAIN ST, ATLANTIC BEACH, FL 32233-2559 |
| Document Number | 0184252089 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 995 MAIN ST JACKSONVILLE FL 322332559, JACKSONVILLE, FL 32233-2559 |
| Document Number | 0184252089 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 018425/002089 |
| Instrument | 143756 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 995 Main St was $3,968, up 30.1% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,185 (-1.1%) Land $69,420 Building $158,765 | $228,185 (-1.1%) Land $69,420 Building $158,765 | |
| 2025 | $3,968.00 (+30.06%) | $230,714 Land $76,362 Building $154,352 | $230,714 Land $76,362 Building $154,352 |
| 2024 | $3,051.00 (+3.11%) | ||
| 2023 | $2,959.00 (+8.55%) Homeowner's exemption | $209,843 (+3%) | $240,405 (+18%) Land $76,362 Building $164,043 |
| 2022 | $2,726.00 Homeowner's exemption | $203,732 Land $69,420 Building $134,312 | $203,732 Land $69,420 Building $134,312 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 995 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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