995 Lovinggood Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 995 Lovinggood Rd, Ringgold, GA 30736

Property Summary

Property Type	Rural Home
Details	4.5 ba · 4,300 sqft · built 2016
Lot Size	9.43 acres (410,771 sqft)
Owner	Company Name on File
Last Sale	$84,900 (Apr 2014)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510032004`

Property Details

APN / Parcel Number

Primary APN	`510032004`
Alternative APN	`28525`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,300 sqft Heated Area
1st Floor Area	1,330 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	410,771 sqft (9.43 acres)
Garage Type	Mixed
Garage Area	2,273 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	476 sqft
Pool House	120 sqft
Porch	Slab
Porch Area	311 sqft
Storage Building	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28525
Street Address	995 LOVINGGOOD RD
City	RINGGOLD
State	GA
Zip	30736-4009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	LOT 4 KETTLE CREEK FARMS
Legal Subdivision	KETTLE CREEK
Legal Lot Number	4
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1002
Census Tract	30202

Owner

995 Lovinggood Rd, a rural home, is owned by a company that acquired it in August 2020 and is owner-occupied.

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	995 LOVINGGOOD RD, RINGGOLD, GA 30736-4009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
Aug 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 14, 2021	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2014 · Amount on File
Deed Sale	Apr 3, 2014 · Amount on File
Deed Book / Page	1722 / 75
Last Transfer Date	Aug 3, 2020
Transfer Doc	0020690589
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	995 LOVINGGOOD RD, RINGGOLD, GA 30736-4009
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 LOVINGGOOD RD, RINGGOLD, GA 30736-4009

Mortgage

Document Number	0022510000000543
Date	Nov 8, 2022
Book Page	0000002251/0000000543
Instrument	009030

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	995 LOVINGGOOD RD, RINGGOLD, GA 30736-4009
Document Number	0021260419
Instrument Date	Mar 26, 2021
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 LOVINGGOOD RD RINGGOLD GA 307364009, RINGGOLD, GA 30736-4009

Mortgage

Document Number	0021260419
Date	Apr 1, 2021
Book Page	002126/000419

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 3, 2020
Property Address	995 LOVINGGOOD RD, RINGGOLD, GA 30736-4009
Document Number	0020690589
Book / Page	002069 / 000589
Instrument Date	Aug 3, 2020
Instrument	6105
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 LOVINGGOOD RD RINGGOLD GA 307364009, RINGGOLD, GA 30736-4009

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 14, 2021
Property Address	995 LOVINGGOOD RD, RINGGOLD, GA 30736-4009
Document Number	0021060816
Book / Page	002106 / 000816
Instrument Date	Aug 3, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	995 LOVINGGOOD RD RINGGOLD GA 307364009, RINGGOLD, GA 30736-4009

Tax Assessment & Valuation

The 2025 property tax bill for 995 Lovinggood Rd was $1,555 with exemptions applied.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$390,683 Land $54,986 Building $335,697	$976,707 Land $137,464 Building $839,243
2023	$2,011.00 (-59.53%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$273,142 Land $44,519 Building $228,623	$682,856 Land $111,298 Building $571,558
2022	$4,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 995 Lovinggood Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Lovinggood Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Ringgold Telephone Company DSL	50 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

Nearby Properties on Lovinggood Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures