995 Lanier Rd, Farnham, VA 22460 Property Records

Richmond County property record for 995 Lanier Rd, Farnham, VA 22460

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,576 sqft · built 1994
Lot Size	9.5 acres (413,820 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Sep 2018)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20G`

Property Details

APN / Parcel Number

Primary APN	`44-20G`
Alternative APNs	`19020` `3313`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	413,820 sqft (9.5 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	269 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	224 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	288 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3313
Street Address	995 LANIER RD
City	FARNHAM
State	VA
Zip	22460-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTURAL, GENERAL
Legal Description	DIST:1 CITY/MUNI/TWP:FARNHAM
Jurisdiction	RICHMOND VA
Township / Civil Division	4
Census Block Group	4
Census Block	4050
Census Tract	40100

Owner

Source: Richmond County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1105, WARSAW, VA 22572-1105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	02018795RS
Deed Book / Page	2018 / 795RS
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	995 LANIER RD, FARNHAM, VA 22460-2228
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000164
Date	Feb 24, 2020
Instrument	2020000164

Lender

Name	CITIZENS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND VA
Recording Date	Sep 28, 2018
Property Address	995 LANIER RD, FARNHAM, VA 22460-2228
Document Number	180000795
Instrument Date	Sep 24, 2018
Instrument	180000795
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 LANIER RD, FARNHAM, VA 22460-2228

Mortgage

Document Number	180000796
Date	Sep 28, 2018
Instrument	180000796

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Richmond County
Unified School District	Richmond County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+26.37%)	$521,587 (+47.45%) Land $108,150 Building $413,437	$521,587 (+47.45%) Land $108,150 Building $413,437
2023	$2,476.00	$353,733 Land $100,500 Building $253,233	$353,733 Land $100,500 Building $253,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	51 (1991–2023)
Claims Outside the SFHA	31 of 51
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lanier Rd

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