San Diego County property record for 995 Lamar St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,304 sqft · built 1989 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Company Name on File |
| Last Sale | $660,000 (Oct 2019) |
| Tax Bill | $8,333 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-042-18-00 |
| Primary APN | 281-042-18-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,304 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Lot Area | 88,427 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 995 LAMAR ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM11224 |
| Legal Subdivision | PARCEL MAP NO 11224 |
| Legal Tract | 11224 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20805 |
Source: San Diego County records · APN 281-042-18-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 995 LAMAR ST, RAMONA, CA 92065-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Apr 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 17, 2019 | Grant Deed, Transfer · Conventional Mortgage ONETRUST HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on Record |
| Deed Sale | Oct 17, 2019 · Amount on Record |
| Prior Sale | Dec 07, 2012 · Amount on Record |
| Deed Document Number | 2019469137 |
| Last Transfer Date | Nov 17, 2020 |
| Transfer Doc | 0000747683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 24, 2020 |
| Property Address | 995 LAMAR ST, RAMONA, CA 92065-1727 |
| Document Number | 0000747683 |
| Map Reference | DOC 81-124977 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2020-0747683 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 995 LAMAR ST, RAMONA, CA 92065-1727 |
| Document Number | 0000747684 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020-0747684 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 15, 2020 |
| Property Address | 995 LAMAR ST, RAMONA, CA 92065-1727 |
| Document Number | 0000190500 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 190500 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 995 LAMAR ST RAMONA CA 920651727, RAMONA, CA 92065-1727 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 17, 2019 |
| Property Address | 995 LAMAR ST, RAMONA, CA 92065-1727 |
| Document Number | 0000469137 |
| Instrument Date | Sep 05, 2019 |
| Instrument | 469137 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 995 LAMAR ST RAMONA CA 920651727, RAMONA, CA 92065-1727 |
| Document Number | 469138 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 469138 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $783,866 (+2%) Land $334,654 Building $449,212 | |
| 2025 | $8,333.00 (+7.26%) Homeowner's exemption | $768,497 (+4.04%) Land $328,093 Building $440,404 |
| 2023 | $7,769.00 (-1.4%) Homeowner's exemption | $738,656 Land $315,353 Building $423,303 |
| 2022 | $7,879.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 15 (1980–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | About 1 in 84 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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