995 Keefer Rd, Girard, OH 44420 Property Records

Trumbull County property record for 995 Keefer Rd, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,275 sqft · built 1960
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Dec 2025)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-557900`

Property Details

APN / Parcel Number

Primary APN	`12-557900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	2,550 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	170 ft deep x 71 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	995 KEEFER RD
City	GIRARD
State	OH
Zip	44420-2171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 70.5F H ZIOBERT RED OAK EST 1 REP 1 KEEFER RD LIBERTY T
Legal Subdivision	ZIOBERT RED OAK ESTATES PLAT 1
Legal Lot Number	8
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3017
Census Tract	932000

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	995 KEEFER RD, GIRARD, OH 44420-2171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 8, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	202521941
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	995 KEEFER RD, GIRARD, OH 44420-2171
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KEEFER RD, GIRARD, OH 44420-2171

Mortgage

Document Number	0000009798
Date	May 11, 2022
Instrument	202205110009798

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	995 KEEFER RD, GIRARD, OH 44420-2171
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KEEFER RD, GIRARD, OH 44420-2171

Mortgage

Document Number	0000007853
Date	May 18, 2023
Instrument	202305180007853

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Dec 8, 2025
Property Address	995 KEEFER RD, GIRARD, OH 44420-2171
Document Number	0000021941
Map Reference	VOL 24 PG 46
Instrument Date	Nov 21, 2025
Instrument	202512080021941
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KEEFER RD, GIRARD, OH 44420-2171

Mortgage

Document Number	0000021942
Date	Dec 8, 2025
Instrument	202512080021942

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Unified School District	Liberty Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00	$41,230 (-) Land $4,900 Building $36,330
2024	$2,210.00 (-0.14%)	$41,230 (-) Land $4,900 Building $36,330
2023	$2,213.00 (+38.05%)	$41,230 (+71.65%) Land $4,900 Building $36,330	$117,800 (+71.72%) Land $14,000 Building $103,800
2022	$1,603.00	$24,020 Land $4,030 Building $19,990
2020			$68,600 Land $11,500 Building $57,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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