Okaloosa County property record for 995 John Wayne Cir, Fort Walton Beach, FL 32547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1999 |
| Lot Size | 0.102 acres (4,472 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Apr 2022) |
| Tax Bill | $3,161 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-6477-2 |
| Primary APN | C56-000-591-6477-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Heated Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 1,376 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 4,472 sqft (0.102 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 995 JOHN WAYNE CIR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-4282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENT TREE S/D LOT 18 BLK B |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | BENT TREE S/D |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21902 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 995 JOHN WAYNE CIR, FORT WALTON BEACH, FL 32547-4282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Warranty Deed, Transfer · VA Mortgage RENASANT BANK |
| Aug 26, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Aug 26, 2019 · Amount on Record |
| Deed Document Number | 3544027 |
| Deed Book / Page | 3617 / 2548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 21, 2022 |
| Property Address | 995 JOHN WAYNE CIR, FORT WALTON BEACH, FL 32547-4282 |
| Document Number | 0036172548 |
| Book / Page | 3617 / 2548 |
| Map Reference | MB 17 PG 60 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 3544027 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 OAK GROVE AVE, 312, GREENEVILLE, TN 37745-3912 |
| Name | Verified Name |
|---|---|
| Address | 995 JOHN WAYNE CIR, FORT WALTON BEACH, FL 32547-4282 |
| Document Number | 0036172550 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 3617/2550 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 26, 2019 |
| Property Address | 995 JOHN WAYNE CIR, FORT WALTON BEACH, FL 32547-4282 |
| Document Number | 0034152948 |
| Book / Page | 003415 / 002948 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 3300263 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,497.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 995 JOHN WAYNE CIR FORT WALTON BEACH FL 325474282, FORT WALTON BEACH, FL 32547-4282 |
| Document Number | 34152951 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 003415/002951 |
| Instrument | 3300264 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,161.00 (+1.71%) | $257,769 (+2.66%) Land $92,293 Building $165,476 | $257,769 (+2.66%) Land $92,293 Building $165,476 |
| 2023 | $3,108.00 (+87.45%) | $251,093 (+46.26%) Land $74,250 Building $176,843 | $251,093 (+7.69%) Land $74,250 Building $176,843 |
| 2022 | $1,658.00 Homeowner's exemption | $171,673 | $233,168 Land $69,392 Building $163,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 3 (2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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