San Luis Obispo County property record for 995 Iva Ct, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,097 sqft · built 1963 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $655,000 (Jan 2013) |
| Tax Bill | $8,778 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-301-014 |
| Primary APN | 013-301-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,097 sqft Living Area |
| 1st Floor Area | 2,097 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Lot Area | 21,000 sqft (0.482 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 995 IVA CT |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 112 BL 5 PTN LT 5 |
| Legal Subdivision | PINE KNOLLS ESTATES |
| Legal Tract | 112 |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 995 IVA CT, CAMBRIA, CA 93428-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 25, 2022 | Intrafamily Transfer, Transfer |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2013 · Amount on Record |
| Deed Sale | Jan 15, 2013 · Amount on Record |
| Prior Sale | Jul 3, 2002 · Amount on Record |
| Deed Document Number | 20132356 |
| Last Transfer Date | Mar 16, 2022 |
| Transfer Doc | 0000013469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 25, 2022 |
| Property Address | 995 IVA CT, CAMBRIA, CA 93428-2913 |
| Document Number | 0000013469 |
| Map Reference | MB 5 PG 113 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022013469 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 995 IVA CT, CAMBRIA, CA 93428-2913 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 995 IVA CT, CAMBRIA, CA 93428-2913 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | SPRUCE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 995 IVA CT, CAMBRIA, CA 93428-2913 |
| Document Number | 0000080733 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021080733 |
| Name | LOANSNAP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $822,705 (+2%) Land $314,009 Building $508,696 | |
| 2025 | $8,778.00 (+4.1%) Homeowner's exemption | $806,574 (+4.04%) Land $307,852 Building $498,722 |
| 2023 | $8,432.00 (+2.01%) Homeowner's exemption | $775,256 Land $295,899 Building $479,357 |
| 2022 | $8,266.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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