Todd County property record for 995 Hermon Rd, Guthrie, KY 42234
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,848 sqft |
| Lot Size | 83 acres (3,615,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Mar 2013) |
| Tax Bill | $1,085 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-31A |
| Primary APN | 059-31A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Basement Area | 1,848 sqft |
| Unfinished Basement | 1,848 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,615,480 sqft (83 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 47237 |
|---|---|
| Street Address | 995 HERMON RD |
| City | GUTHRIE |
| State | KY |
| Zip | 42234-8621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FARM-HOUSE |
| Jurisdiction | TODD KY |
| Township / Civil Division | GUTHRIE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950300 |
995 Hermon Rd, a rural home, is owned and occupied by two individuals who bought it in March 2013.
Source: Todd County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 995 HERMON RD, GUTHRIE, KY 42234-8621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2013 · Amount on File |
| Deed Sale | Mar 21, 2013 · Amount on File |
| Deed Book / Page | 193 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD KY |
| Recording Date | Sep 29, 2026 |
| Property Address | 995 HERMON RD, GUTHRIE, KY 42234-8621 |
| Document Number | 0010175597 |
| Book / Page | 308 / 737 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202610175597 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 995 HERMON RD, GUTHRIE, KY 42234-8621 |
| Document Number | 0010175597, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 308/737 |
| Instrument | 202610175597 |
| Name | UNITED SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 25, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 995 HERMON RD, GUTHRIE, KY 42234-8621 |
| Document Number | 0010173524 |
| Book / Page | 304 / 629 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202610173524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 995 HERMON RD, GUTHRIE, KY 42234-8621 |
| Document Number | 0010173524, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 304/629 |
| Instrument | 202610173524 |
| Name | UNITED SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 9, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 995 Hermon Rd was $1,085.
Source: Todd County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Todd County |
| Unified School District | Todd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,085.00 | $130,464 | $562,500 |
| 2023 | $1,093.00 | $130,464 | $562,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 995 Hermon Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2016–2021) |
| Most Recent Claim | Aug 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 Hermon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TODD COUNTY WATER DISTRICT serves 9,801 people · EPA ID KY1100944 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
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