Ramsey County property record for 995 Heritage Ct E, Saint Paul, MN 55127
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 886 sqft · built 1987 |
| Lot Size | 0.21 acres (915 sqft) |
| Owner | Company Name on Record |
| Last Sale | $7,506 (Jun 2026) |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Jun 2026 Foreclosure Apr 2024 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-30-22-24-0135 |
| Primary APN | 21-30-22-24-0135 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 886 sqft Living Area |
| Gross Area | 1,126 sqft |
| 1st Floor Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 915 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8018981 |
|---|---|
| Street Address | 995 HERITAGE CT E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-3661 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CONDO NO 136 CARRIAGE HOUSE CO UNIT NO 303 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 21 |
| Legal Subdivision | CONDO NO 136 CARRIAGE HOUSE CO |
| Legal Lot Number | 303 |
| Legal Unit | 303 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | VADNAIS HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40603 |
Source: Ramsey County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 995 HERITAGE CT E, SAINT PAUL, MN 55127-3661 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 4, 2026 | Sheriff's Deed, Foreclosure |
| Apr 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| May 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Sep 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jun 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Feb 8, 2021 | Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP |
| Feb 8, 2021 | Affidavit, Transfer LEGACY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Feb 8, 2021 · Amount on Record |
| Deed Document Number | 20262817086 |
| Prior Transfer Date | Jun 3, 2026 |
| Prior Transfer Doc | 0T02817086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 4, 2026 |
| Property Address | 995 HERITAGE CT E, SAINT PAUL, MN 55127-3661 |
| Document Number | 0T02817086 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20262817086 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,577.52 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 995 HERITAGE CT E, VADNAIS HEIGHTS, MN 55127-3661 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 995 HERITAGE CT E 303, 303, SAINT PAUL, MN 55127-3661 |
| Document Number | 0T02773192 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | T02773192 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 995 HERITAGE CT E, VADNAIS HEIGHTS, MN 55127-3661 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0T02690538 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | T02690538 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 995 HERITAGE CT E, VADNAIS HEIGHTS, MN 55127-3661 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 995 HERITAGE CT E 303, 303, VADNAIS HEIGHTS, MN 55127-3661 |
| Document Number | 0A04947507 |
|---|---|
| Date | May 18, 2022 |
| Instrument | A04947507 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 995 HERITAGE CT E, VADNAIS HEIGHTS, MN 55127-3661 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 995 HERITAGE CT E 303, 303, SAINT PAUL, MN 55127-3661 |
| Document Number | 0T02741573 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | T02741573 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 995 HERITAGE CT E, VADNAIS HEIGHTS, MN 55127-3661 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 995 HERITAGE COURT E303, E303, VADNAIS HEIGHTS, MN 55127 |
| Document Number | 0A04991005 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | A04991005 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 8, 2021 |
| Property Address | 995 HERITAGE CT E, VADNAIS HEIGHTS, MN 55127-3661 |
| Document Number | 0T02689552 |
| Instrument Date | Jan 27, 2021 |
| Instrument | T02689552 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 995 HERITAGE CT E # 303, 303, VADNAIS HEIGHTS, MN 55127-3661 |
| Document Number | 0T02689553 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | T02689553 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Number | 0T02689554 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | T02689554 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 8, 2021 |
| Property Address | 995 HERITAGE CT E, VADNAIS HEIGHTS, MN 55127-3661 |
| Document Number | 0T02689551 |
| Instrument Date | Jan 20, 2021 |
| Instrument | T02689551 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | LEGACY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 995 HERITAGE CT E # 303, 303, VADNAIS HEIGHTS, MN 55127-3661 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Vadnais Heights City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,000 (+0.52%) Land $1,000 Building $173,000 | $174,000 (+0.52%) Land $1,000 Building $173,000 | |
| 2025 | $2,264.00 (+10.12%) Homeowner's exemption | $173,100 (+6.13%) Land $1,000 Building $172,100 | $173,100 (+6.13%) Land $1,000 Building $172,100 |
| 2024 | $2,056.00 (+9.95%) | ||
| 2023 | $1,870.00 Homeowner's exemption | $163,100 Land $1,000 Building $162,100 | $163,100 Land $1,000 Building $162,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1997 · Severe Storms, Tornadoes, High Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Vadnais Heights serves 13,025 people · EPA ID MN1620030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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