Pontotoc County property record for 995 Gilmer Rd S, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,072 sqft · built 1991 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,795 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-34-000-007.01 |
| Primary APN | 068-34-000-007.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,072 sqft Living Area |
| 2nd Floor Area | 777 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 261,360 sqft (6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 8881 |
|---|---|
| Street Address | 995 GILMER RD S |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 AC SE1/4 DB 489-471 9/89 626-214 8/95 20051662 4/7/05 20153216 6/22/15 20221621 4/8/22 20233731 8/28/23 662 292 8270 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950200 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 995 GILMER RD S, PONTOTOC, MS 38863-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 28, 2023 | Warranty Deed, Transfer FIRST & PEOPLES B&T CO |
| May 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 |
| Deed Sale | Aug 28, 2023 |
| Prior Sale | Jun 22, 2015 |
| Deed Document Number | 2023003731 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 995 GILMER RD S, PONTOTOC, MS 38863-7708 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 995 GILMER RD S, PONTOTOC, MS 38863-7708 |
| Document Number | 2025003956 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025003956 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Aug 28, 2023 |
| Property Address | 995 GILMER RD S, PONTOTOC, MS 38863-7708 |
| Document Number | 2023003731 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023003731 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 995 GILMER RD S, PONTOTOC, MS 38863-7708 |
| Document Number | 2023003732 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023003732 |
| Name | FIRST & PEOPLES B&T CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 995 GILMER RD S, PONTOTOC, MS 38863-7708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 995 GILMER RD S, PONTOTOC, MS 38863-7708 |
| Document Number | 2022002272 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022002272 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 (+4.18%) Homeowner's exemption | $13,517 (-) | $135,171 (-) Land $16,050 Building $119,121 |
| 2023 | $1,723.00 (+35.78%) Homeowner's exemption | $13,517 (+10.09%) | $135,171 (+10.09%) Land $16,050 Building $119,121 |
| 2022 | $1,269.00 Homeowner's exemption | $12,278 | $122,784 Land $16,050 Building $106,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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