The 2025 property tax bill for 995 Field Dr was $6,029 with a homeowner's exemption, up 3.1% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Berrien County
County Subdivision
St. Joseph Charter Township
Unified School District
St. Joseph Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$246,200 (+2.71%)
$492,400 (+2.71%)
2025
$6,029.00 (+3.08%)Homeowner's exemption
$239,700
$479,400
2024
$5,849.00
2023
$205,100
$410,200
2022
$5,309.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 995 Field Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Nearby Flood Claims
5 (2009–2020)
Claims Outside the SFHA
4 of 5
Most Recent Claim
May 2020 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 995 Field Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source
Purchased surface water from ST JOSEPH
Last State Inspection
Feb 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025