Chippewa County property record for 995 Emery St, Stanley, WI 54768
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1962 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,561 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22905-2521-0260-0000 |
| Primary APN | 22905-2521-0260-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Total Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 130 ft deep x 125 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 281 0037 |
|---|---|
| Street Address | 995 EMERY ST |
| City | STANLEY |
| State | WI |
| Zip | 54768-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORIGINAL AREA |
| Legal Description | NE NW PCL BEG @ INTER OF W LN EMERY ST & S LN 10TH AVE; S 125', W 130', N 125', E 130' TO POB. |
| Legal Range | 05W |
| Legal Township | 29N |
| Legal Section | 25 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NE |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | STANLEY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 10900 |
995 Emery St is owned and occupied by an individual who acquired it in November 2024.
Source: Chippewa County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 995 EMERY ST, STANLEY, WI 54768-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FORWARD BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FORWARD BANK |
| May 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FORWARD BANK |
| Jan 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHARTER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2024 |
| Deed Sale | Nov 27, 2024 |
| Prior Sale | Jan 5, 2017 · Amount on File |
| Deed Document Number | 955810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 995 EMERY ST, STANLEY, WI 54768-1103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000937654 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 937654 |
| Name | FORWARD BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 995 EMERY ST, STANLEY, WI 54768-1103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 908455 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 908455 |
| Name | FORWARD BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 995 EMERY ST, STANLEY, WI 54768-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | BADGER TITLE |
| Name | Verified Name |
|---|
| Document Number | 888917 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 888917 |
| Name | FORWARD BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Jan 5, 2017 |
| Property Address | 995 EMERY ST, STANLEY, WI 54768-1103 |
| Document Number | 0000863365 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 863365 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 863366 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 863366 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Address | EAU CLAIRE, WI 54701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 995 Emery St was $2,561 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Stanley City |
| Unified School District | Stanley-Boyd Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,561.00 Homeowner's exemption | $222,500 Land $13,100 Building $209,400 | $259,300 |
| 2023 | $2,559.00 Homeowner's exemption | $222,500 Land $13,100 Building $209,400 | $216,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 995 Emery St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 Emery St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLEY WATERWORKS serves 3,500 people · EPA ID WI6090462 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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