995 E Otero Ave, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 995 E Otero Ave, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,976 sqft · built 1982
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$682,000 (Jan 2026)
Tax Bill	$5,021 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2077-35-3-17-026`

Property Details

APN / Parcel Number

Primary APN	`2077-35-3-17-026`
Alternative APNs	`032234822` `32234822` `234822`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,387 sqft
1st Floor Area	1,112 sqft
2nd Floor Area	864 sqft
Basement Area	806 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	120 ft deep x 65 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	450 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	155 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032234822
Street Address	995 E OTERO AVE
City	CENTENNIAL
State	CO
Zip	80122-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 061809 SUBDIVISIONNAME THE HIGHLANDS 1ST FLG REPLAT NO 2 BLOCK 016 LOT 026 LOT 26 BLK 16 THE HIGHLANDS 1ST FLG REPLAT NO 2
Legal Range	68W
Legal Township	5S
Legal Section	35
Legal Quarter	3
Legal Subdivision	THE HIGHLANDS 1ST FLG REPLAT NO 2
Legal Block	016
Legal Lot Number	026
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2017
Census Tract	5632

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 E OTERO AVE, CENTENNIAL, CO 80122-2920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Jun 7, 2004 · Amount on Record
Deed Document Number	2026411
Prior Transfer Date	Jul 1, 1985
Prior Transfer Doc	4483000453
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	995 E OTERO AVE, CENTENNIAL, CO 80122-2920
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 E OTERO AVE, CENTENNIAL, CO 80122-2920

Mortgage

Document Number	00E5053266
Date	Jul 28, 2025
Instrument	E5053266

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jan 5, 2026
Property Address	995 E OTERO AVE, CENTENNIAL, CO 80122-2920
Document Number	00E6000411
Instrument Date	Jan 5, 2026
Instrument	E6000411
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	EXACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	995 E OTERO AVE, CENTENNIAL, CO 80122-2920

Mortgage

Document Number	00E6000412
Date	Jan 5, 2026
Instrument	E6000412

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,052 (-2.08%)	$638,100 (-) Land $245,000 Building $393,100
2025	$5,021.00 (+15.77%)	$39,882 (+4.38%)	$638,100 (+2.05%) Land $245,000 Building $393,100
2024	$4,337.00 (+17.09%)
2023		$38,210	$625,300 Land $245,000 Building $380,300
2021	$3,704.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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