995 E Lorena Ave, Wood River, IL 62095 Property Records

Madison County property record for 995 E Lorena Ave, Wood River, IL 62095

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 820 sqft · built 1944
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$93,500 (Apr 2022)
Tax Bill$2,029 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2022 Mortgage
+ 2 more
APN19-2-08-27-08-202-014

Property Details

APN / Parcel Number

Primary APN19-2-08-27-08-202-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area820 sqft Living Area

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area408 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address995 E LORENA AVE
CityWOOD RIVER
StateIL
Zip62095-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERSHALLS ADD TO WOOD RIVER LOT 15 50 X 120
Legal SubdivisionPERSHALLS ADDN
Legal Lot Number15
JurisdictionMADISON IL
Township / Civil DivisionWOOD RIVER
Census Block Group3
Census Block3015
Census Tract401102

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address995 E LORENA AVE, WOOD RIVER, IL 62095-1837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ILLINOIS HOUSING DEV AUTHORITY
Apr 22, 2022Deed of Trust, Mortgage · FHA Mortgage
DAS ACQUISITION CO LLC
Apr 18, 2022Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION CO LLC
Dec 8, 2020Warranty Deed, Transfer · FHA Mortgage
CENTRAL BANK OF ST LOUIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2022 · Amount on Record
Deed SaleApr 18, 2022 · Amount on Record
Prior SaleDec 8, 2020 · Amount on Record
Deed Document Number202213026
Prior Transfer DateFeb 16, 2016
Prior Transfer Doc0000004612
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address995 E LORENA AVE, WOOD RIVER, IL 62095-1837
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013999
DateApr 22, 2022
Instrument2022R13999
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address995 E LORENA AVE, WOOD RIVER, IL 62095-1837
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013998
DateApr 22, 2022
Instrument2022R13998
Lender
NameDAS ACQUISITION CO LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateApr 18, 2022
Property Address995 E LORENA AVE, WOOD RIVER, IL 62095-1837
Document Number0000013026
Map ReferencePB 14 PG 13
Instrument DateApr 13, 2022
Instrument2022R13026
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address995 E LORENA AVE, WOOD RIVER, IL 62095-1837

Mortgage

Document Number0000013027
DateApr 18, 2022
Instrument2022R13027
Lender
NameDAS ACQUISITION CO LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate4.13%

Mortgage

Document Number0000013028
DateApr 18, 2022
Instrument2022R13028
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateDec 8, 2020
Property Address995 E LORENA AVE, WOOD RIVER, IL 62095-1837
Document Number0000045006
Map ReferencePB 14 PG 13
Instrument DateNov 30, 2020
Instrument2020R45006
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanySERENITY TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address995 E LORENA AVE, WOOD RIVER, IL 62095-1837

Mortgage

Document Number0000045007
DateDec 8, 2020
Instrument2020R45007
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionWood River Township
MunicipalityWood River City
Unified School DistrictRoxana Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,029.00 (+10.27%)$36,830 (+25.91%) Land $5,270 Building $31,560$110,490 (+25.79%) Land $15,810 Building $94,680
2024$1,840.00 (+11.18%)
2022$1,655.00$29,250 Land $4,180 Building $25,070$87,838 Land $12,553 Building $75,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHALTO
serves 15,210 people · EPA ID IL1190150
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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