995 E 120 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 995 E 120 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,066 sqft · built 1974
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,600 (Jul 2018)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-001-0007`

Property Details

APN / Parcel Number

Primary APN	`45-001-0007`
Alternative APN	`061508`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	164 sqft
Deck Area	Deck Area
Patio Area	598 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	061508
Street Address	995 E 120 S
City	SPANISH FORK
State	UT
Zip	84660-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, LA CASA GRANDE SUB.
Legal Subdivision	LA CASA GRANDE SUB
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2010
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 E 120 S, SPANISH FORK, UT 84660-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FEDERAL CREDIT UNION
Feb 24, 2020	Deed of Trust, Mortgage SECURITY HM MTG
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	201870152
Prior Transfer Date	Sep 29, 2016
Prior Transfer Doc	0000109697
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Apr 3, 2026
Property Address	995 E 120 S, SPANISH FORK, UT 84660-2301
Document Number	0000027744
Instrument Date	Mar 30, 2026
Instrument	202627744
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	995 E 120 S, SPANISH FORK, UT 84660-2301

Mortgage

Document Number	0000027744,
Date	Apr 3, 2026
Instrument	202627744

Lender

Name	UTAH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	995 E 120 S, SPANISH FORK, UT 84660-2301
Document Number	0000025885
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 E 120 S SPANISH FORK UT 846602301, SPANISH FORK, UT 84660-2301

Mortgage

Document Number	0000025885
Date	Feb 28, 2020
Instrument	25885

Lender

Name	SECURITY HM MTG
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 26, 2018
Property Address	995 E 120 S, SPANISH FORK, UT 84660-2301
Document Number	0000070152
Instrument Date	Jul 26, 2018
Instrument	070152:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 E 120 S SPANISH FRK, SPANISH FORK, UT 84660

Mortgage

Document Number	0000070153
Date	Jul 26, 2018
Instrument	070153:2018

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,220 (+3.9%)	$500,400 (+3.9%) Land $195,600 Building $304,800
2025	$2,551.00 (+5.68%)	$264,880 (+4.6%)	$481,600 (+4.6%) Land $195,600 Building $286,000
2024	$2,414.00 (-1.59%)
2023	$2,453.00 (-1.45%)	$253,220	$460,400 Land $186,200 Building $274,200
2022	$2,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

Nearby Properties on E 120 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures