995 Dover Dr, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 995 Dover Dr, San Bernardino, CA 92407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,356 sqft · built 1979
Lot Size	0.175 acres (7,622 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (May 2020)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0154-741-46-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-741-46-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,356 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,622 sqft (0.175 acres)
Lot Dimensions	103 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	655 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	995 DOVER DR
City	SAN BERNARDINO
State	CA
Zip	92407-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10763 LOT 26
Legal Subdivision	TRACT NO 10763
Legal Tract	10763
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1012
Census Tract	4510

Owner

995 Dover Dr is owned and occupied by an individual who bought it in May 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 17, 2020	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
May 4, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Sep 27, 2019	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Oct 28, 2010 · Amount on File
Deed Document Number	2020151632
Prior Transfer Date	Jul 20, 1995
Prior Transfer Doc	0000262783
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 22, 2026
Property Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542
Document Number	0000157674
Instrument Date	Jun 10, 2026
Instrument	2026157674
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542

Mortgage

Document Number	0000157674,
Date	Jun 22, 2026
Instrument	2026157674

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542

Mortgage

Document Number	0000152772
Date	Jun 21, 2023
Instrument	2023-0152772

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542

Mortgage

Document Number	0000513960
Date	Dec 17, 2020
Instrument	2020-0513960

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 4, 2020
Property Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542
Document Number	0000151632
Map Reference	MB 148 PG 94-97
Instrument Date	Apr 16, 2020
Instrument	2020-0151632
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542

Mortgage

Document Number	0000151633
Date	May 4, 2020
Instrument	2020-0151633

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 27, 2019
Property Address	995 DOVER DR, SAN BERNARDINO, CA 92407-2542
Document Number	0000348907
Instrument Date	Sep 12, 2019
Instrument	348907
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$292.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19266 ARBETH ST RIALTO CA 923774514, RIALTO, CA 92377-4514

Tax Assessment & Valuation

The 2025 property tax bill for 995 Dover Dr was $5,178.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,951 (+2%) Land $122,985 Building $286,966
2025	$5,178.00	$401,913 Land $120,574 Building $281,339
2023	$4,944.00 (-0.22%)	$386,307 Land $115,892 Building $270,415
2022	$4,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 995 Dover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Dover Dr is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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