Bonner County property record for 995 Comeback Bay Ln, Sagle, ID 83860
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,840 sqft · built 2006 |
| Lot Size | 1.06 acres (46,348 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $450,000 (Oct 2015) |
| Tax Bill | $6,304 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP024670000080A |
| Primary APN | RP024670000080A |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 3,840 sqft Finished Area |
| 1st Floor Area | 3,840 sqft |
| Basement Area | 1,172 sqft |
| Finished Basement | 1,172 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,348 sqft (1.06 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,410 sqft |
| Parking Spaces | 5 Parking Spaces |
| Gazebo | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 995 COMEBACK BAY LN |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860-8586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 11-56N-2W COMEBACK BAY ESTATES LOT 8 |
| Legal Range | 02W |
| Legal Township | 56N |
| Legal Section | 11 |
| Legal Subdivision | COMEBACK BAY ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950902 |
995 Comeback Bay Ln is owner-occupied and held in a trust since October 2015.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 995 COMEBACK BAY LN, SAGLE, ID 83860-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| May 24, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 7, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on File |
| Deed Sale | Oct 29, 2015 · Amount on File |
| Prior Sale | Feb 14, 2012 |
| Deed Document Number | 2015881487 |
| Prior Transfer Date | Aug 19, 2010 |
| Prior Transfer Doc | 0000797534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 995 COMEBACK BAY LN, SAGLE, ID 83860-8586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIDELITY NATIONAL AGENCY SOL |
| Name | Verified Name |
|---|
| Document Number | 0000971279 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 971279 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 995 COMEBACK BAY LN, SAGLE, ID 83860-8586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE CO OF CA TUSTIN |
| Name | Verified Name |
|---|
| Document Number | 0000922669 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 922669 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 995 COMEBACK BAY LN, SAGLE, ID 83860-8586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | TICOR TITLE CO OF CA TUSTIN |
| Name | Verified Name |
|---|
| Document Number | 0000922670 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 922670 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 995 COMEBACK BAY LN, SAGLE, ID 83860-8586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000983299 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 983299 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 24, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 7, 2017 |
| Property Address | 995 COMEBACK BAY LN, SAGLE, ID 83860-8586 |
| Document Number | 0000910992 |
| Map Reference | MB5 PG112 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 910992 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 995 COMEBACK BAY LN, SAGLE, ID 83860-8586 |
The 2026 property tax bill for 995 Comeback Bay Ln was $6,304 with a homeowner's exemption, up 9.3% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,304.00 (+9.25%) Homeowner's exemption | $1,341,650 (-12.26%) Land $461,841 Building $879,809 | $1,341,650 (-12.26%) Land $461,841 Building $879,809 |
| 2025 | $5,770.00 Homeowner's exemption | $1,529,142 Land $461,841 Building $1,067,301 | $1,529,142 Land $461,841 Building $1,067,301 |
| 2023 | $4,185.00 Homeowner's exemption | $1,121,309 Land $273,920 Building $847,389 | $1,121,309 Land $273,920 Building $847,389 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 995 Comeback Bay Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 Comeback Bay Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.9% of Idaho |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
May also be available: Intermax Networks, T-Mobile.
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