995 Cobb Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 995 Cobb Rd, Caledonia, MS 39740 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,041 sqft · built 1996
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (May 2022)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	May 2022 Refinance May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25W000004500`

Property Details

APN / Parcel Number

Primary APN	`25W000004500`
Alternative APNs	`002806` `2806`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	3,041 sqft Adjusted Area
1st Floor Area	2,040 sqft
2nd Floor Area	408 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	165,528 sqft (3.8 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	002806
Street Address	995 COBB RD
City	CALEDONIA
State	MS
Zip	39740-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 995 COBB RD
Legal Range	17W
Legal Township	16S
Legal Section	30
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	103

Owner

Source: Lowndes County records · APN 25W000004500

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	995 COBB RD, CALEDONIA, MS 39740-9309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JTS & CO MORTGAGE PROFESSIONALS
May 15, 2019	Warranty Deed, Transfer JTS & CO
Jul 12, 2018	Deed of Trust, Mortgage TRIANGLE FCU
May 02, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 10, 2017	Warranty Deed, Transfer · VA Mortgage CADENCE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Deed Document Number	0020223487
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	995 COBB RD, CALEDONIA, MS 39740-9309
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202211279
Date	May 04, 2022
Book Page	2022/11279

Lender

Name	JTS & CO MORTGAGE PROFESSIONALS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 15, 2019
Property Address	995 COBB RD, CALEDONIA, MS 39740-9309
Document Number	0020193271
Book / Page	002019 / 003271
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jun 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 COBB RD CALEDONIA MS 397409309, CALEDONIA, MS 39740-9309

Mortgage

Document Number	20198993
Date	May 15, 2019
Book Page	002019/008993

Lender

Name	JTS & CO
Address	4158 HIGHWAY 45 N, COLUMBUS, MS 39705-3348

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	995 COBB RD, CALEDONIA, MS 39740-9309
Document Number	0020184553
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 COBB RD CALEDONIA MS 397409309, CALEDONIA, MS 39740-9309

Mortgage

Document Number	0020184553
Date	Jul 13, 2018
Book Page	002018/014553

Lender

Name	TRIANGLE FCU
Address	COLUMBUS AFB, MS 39710

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 12, 2043

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 02, 2018
Property Address	995 COBB RD, CALEDONIA, MS 39740-9309
Document Number	0020182751
Book / Page	002018 / 002751
Instrument Date	May 01, 2018
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	847 COBB RD CALEDONIA MS 397409309, CALEDONIA, MS 39740-9309

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 10, 2017
Property Address	995 COBB RD, CALEDONIA, MS 39740-9309
Document Number	0020172339
Book / Page	002017 / 002339
Instrument Date	Apr 07, 2017
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	847 COBB RD CALEDONIA MS 397409309, CALEDONIA, MS 39740-9309

Mortgage

Document Number	20177523
Date	Apr 10, 2017
Book Page	002017/007523

Lender

Name	CADENCE BK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2047

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00 (+24.24%)	$27,560 (+43.71%)	$183,730 (+43.72%) Land $9,970 Building $173,760
2024	$2,170.00 (+17.11%)
2023	$1,853.00	$19,177	$127,840 Land $9,810 Building $118,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870001031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 17% of Mississippi
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
M-Pulse Fiber	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
Telapex	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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