Henry County property record for 995 Clover Rd, Ridgeway, VA 24148
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,597 sqft · built 1988 |
| Lot Size | 4.34 acres (189,399 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jun 2021) |
| Tax Bill | $572 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160390000 |
| Primary APN | 160390000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,597 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Lot Area | 189,399 sqft (4.34 acres) |
| Street Address | 995 CLOVER RD |
|---|---|
| City | RIDGEWAY |
| State | VA |
| Zip | 24148-4338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | ST RT 976 CLOVER RD |
| Jurisdiction | HENRY VA |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10602 |
Source: Henry County records, as of October 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 995 CLOVER RD, RIDGEWAY, VA 24148-4338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Deed Document Number | 210002552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY VA |
| Recording Date | Jun 7, 2021 |
| Property Address | 995 CLOVER RD, RIDGEWAY, VA 24148-4338 |
| Document Number | 210002552 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 210002552 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 995 CLOVER RD, RIDGEWAY, VA 24148-4338 |
| Document Number | 210002553 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 210002553 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Henry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Henry County |
| Unified School District | Henry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572.00 | $103,200 (-) Land $25,000 Building $78,200 | |
| 2023 | $572.00 | $103,200 Land $25,000 Building $78,200 | $103,200 (-) Land $25,000 Building $78,200 |
| 2021 | $103,200 Land $25,000 Building $78,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1996–2020) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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