995 Cherry Tree Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 995 Cherry Tree Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,489 sqft Living Area
Lot Size	104,108 sqft (2.39 acres)
Garage	Attached, 467 sqft
Occupancy	Owner Occupied
Tax Bill	$1,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`100160-0945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,489 sqft Living Area
Gross Area	2,236 sqft Gross Area
1st Floor	1,281 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	104,108 sqft (2.39 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	467 sqft Garage
Patio Area	252 sqft Patio
Porch Area	638 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	995 CHERRY TREE RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-5020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10-41 ST AUGUSTINE HEIGHTS UNIT 3 (5) W1/2 OF TRACT 94 OR701/203 & 795/451 (Q/C)
Legal Range	29E
Legal Township	08S
Legal Section	02
Legal Subdivision	ST. AUGUSTINE HEIGHTS UNIT 3
Legal Tract	94
Legal Block	3
Legal Lot Number	94-5
Legal Unit	3
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3001
Census Tract	21301

Owner

Source: St. Johns County records · APN 100160-0945

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	995 CHERRY TREE RD, SAINT AUGUSTINE, FL 32086-5020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	995 CHERRY TREE RD, SAINT AUGUSTINE, FL 32086-5020
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046420896
Date	Nov 19, 2018
Book Page	4642/0896
Instrument	2018083038

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 09, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,523 (+2.7%)	$543,307 (-8.61%) Land $173,992 Building $369,315
2025	$1,720.00 (+15.82%) Homeowner's exemption	$141,697 (+5.99%)	$594,513 (+8.63%) Land $173,992 Building $420,521
2024	$1,485.00 (+2.34%)
2023	$1,451.00 (+4.09%) Homeowner's exemption	$133,693 (+3%)	$547,304 (+2%) Land $195,406 Building $351,898
2022	$1,394.00 Homeowner's exemption	$129,799	$456,104 Land $195,406 Building $260,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,370 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.