995 Cedar Cir, Langley, WA 98260 Property Records

Island County property record for 995 Cedar Cir, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,004 sqft · built 2003
Lot Size	0.748 acres (32,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,124 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S6362-00-00010-0`

Property Details

APN / Parcel Number

Primary APN	`S6362-00-00010-0`
Alternative APN	`678430`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,004 sqft Living Area
Gross Area	3,676 sqft
1st Floor Area	1,282 sqft
Upper Floors Area	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	32,602 sqft (0.748 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	995 CEDAR CIR
City	LANGLEY
State	WA
Zip	98260-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LG
Legal Description	THE CEDARS LOT 10
Legal Subdivision	THE CEDARS
Legal Lot Number	10
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3023
Census Tract	972000

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1012, LANGLEY, WA 98260-1012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit GESA CU
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GESA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	995 CEDAR CIR, LANGLEY, WA 98260-9217
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004559207
Date	Apr 26, 2023
Instrument	4559207

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	995 CEDAR CIR, LANGLEY, WA 98260-9217
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004528715
Date	Sep 9, 2021
Instrument	4528715

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Langley City
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,124.00 (+20.97%)
2025		$849,344 (-0.53%) Land $270,000 Building $579,344	$849,344 (-0.53%) Land $270,000 Building $579,344
2023	$5,889.00	$853,888 (+10.19%) Land $270,000 Building $583,888	$853,888 (+10.19%) Land $270,000 Building $583,888
2022		$774,916 Land $240,000 Building $534,916	$774,916 Land $240,000 Building $534,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1980–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANGLEY serves 1,416 people · EPA ID WA5345950
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile.

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