Somerset County and Bridgewater Township property record for 995 Brown Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,942 sqft · built 1965 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Apr 2019) |
| Tax Bill | $9,543 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00622-0000-00045 |
| Primary APN | 06-00622-0000-00045 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 1,942 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 41,818 sqft (0.96 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 995 BROWN RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Subdivision | WASHINGTON VLY ESTATES SEC 03 |
| Legal Block | 622 |
| Legal Lot Number | 45 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50901 |
995 Brown Rd is owned and occupied by two individuals who bought it in April 2019.
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 995 BROWN RD, BRIDGEWATER, NJ 08807-1257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Apr 4, 2019 | Grant Deed, Transfer · Conventional Mortgage ALLY CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2019 · Amount on File |
| Deed Sale | Apr 4, 2019 · Amount on File |
| Deed Document Number | 201911117 |
| Deed Book / Page | 7109 / 1306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 995 BROWN RD, BRIDGEWATER, NJ 08807-1257 |
| Document Number | 0000068306 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 995 BROWN RD BRIDGEWATER NJ 088071257, BRIDGEWATER, NJ 08807-1257 |
| Document Number | 0000068306 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 007291/000603 |
| Instrument | 68306 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 4, 2019 |
| Property Address | 995 BROWN RD, BRIDGEWATER, NJ 08807-1257 |
| Document Number | 0000011117 |
| Book / Page | 007109 / 001306 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 11117 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | STATEWIDE CLOSING SERVICES LLC, STATEWIDE CLOSING SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 995 BROWN RD BRIDGEWATER NJ 088071257, BRIDGEWATER, NJ 08807-1257 |
| Document Number | 11118 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 007109/001314 |
| Instrument | 11118 |
| Name | ALLY CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2049 |
The 2025 property tax bill for 995 Brown Rd was $9,543, up 7% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,400 (+14.71%) Land $242,500 Building $325,900 | $568,400 (+14.71%) Land $242,500 Building $325,900 | |
| 2025 | $9,543.00 (+7.02%) | $495,500 Land $225,400 Building $270,100 | $495,500 Land $225,400 Building $270,100 |
| 2024 | $8,917.00 | ||
| 2023 | $425,800 Land $225,400 Building $200,400 | $425,800 Land $225,400 Building $200,400 | |
| 2022 | $8,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 995 Brown Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2000–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 Brown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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