995 Bowman Rd, Acme, WA 98220 Property Records

Whatcom County property record for 995 Bowman Rd, Acme, WA 98220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1927
Lot Size	6.55 acres (285,754 sqft)
Owner	2 Owner Names on Record
Last Sale	$138,000 (Apr 2002)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46781`

Property Details

APN / Parcel Number

Primary APN	`46781`
Alternative APNs	`370520 491102 0000` `36940`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	2,192 sqft
2nd Floor Area	560 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	285,754 sqft (6.55 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Account Number	46781
Street Address	995 BOWMAN RD
City	ACME
State	WA
Zip	98220-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	E 1/2 SE SE-LESS RDS-EXC PTN DAF-BEAP 190 FT W-215 FT S OF NE COR OF SD TR-TH W 100 FT-TH S 60 FT-TH E 100 FT-TH N 60 FT TO P
Legal Range	05
Legal Township	37
Legal Section	20
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	1
Census Block	1164
Census Tract	10103

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	995 BOWMAN RD, ACME, WA 98220-9630
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Deed of Trust, Mortgage FIRST SVGS BK
Mar 5, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Mar 7, 2017	Deed of Trust, Mortgage GOLDWATER BK NA
Jun 24, 2016	Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2002 · Amount on Record
Deed Sale	Apr 9, 2002 · Amount on Record
Prior Sale	Mar 9, 2001
Deed Document Number	2020401513
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	995 BOWMAN RD, ACME, WA 98220-9630
Document Number	2190300761
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	SOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	995 BOWMAN RD ACME WA 982209630, ACME, WA 98220-9630

Mortgage

Document Number	2190300761
Date	Mar 11, 2019
Instrument	300761

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	995 BOWMAN RD, ACME, WA 98220-9630
Document Number	2190300762
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	995 BOWMAN RD ACME WA 982209630, ACME, WA 98220-9630

Mortgage

Document Number	2190300762
Date	Mar 11, 2019
Instrument	300762

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	995 BOWMAN RD, ACME, WA 98220-9630
Document Number	2170302119
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	995 BOWMAN RD ACME WA 982209630, ACME, WA 98220-9630

Mortgage

Document Number	2170302119
Date	Mar 20, 2017
Instrument	302119

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	995 BOWMAN RD, ACME, WA 98220-9630
Document Number	2170302996
Instrument Date	Jun 24, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	995 BOWMAN RD ACME WA 982209630, ACME, WA 98220-9630

Mortgage

Document Number	2170302996
Date	Mar 28, 2017
Instrument	302996

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,027.00 (+51.33%)	$511,342 (+23.66%) Land $350,375 Building $160,967	$511,342 (+23.66%) Land $350,375 Building $160,967
2022		$413,521 Land $244,358 Building $169,163	$413,521 Land $244,358 Building $169,163
2021	$2,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	8 (2003–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	40 / 7

May also be available: AT&T.

Nearby Properties on Bowman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures