995 Ascot Dr, Elgin, IL 60123 Property Records

Kane County property record for 995 Ascot Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,449 sqft · built 1991
Lot Size	0.37 acres (1,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Nov 2017)
Tax Bill	$5,261 (2025)
Deeds & Mortgages	Jul 2023 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-27-176-106`

Property Details

APN / Parcel Number

Primary APN	`06-27-176-106`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,904 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,596 sqft (0.37 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	995 ASCOT DR
City	ELGIN
State	IL
Zip	60123-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS TOWNHOMES LOT 16 (EXCEPT THE NORTH 54.47 FT) IN PINE MEADOW SUB
Legal Subdivision	PINE MEADOWS TOWNHOMES
Legal Block	3
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 ASCOT DR, ELGIN, IL 60123-6758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Intrafamily Transfer, Transfer
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 28, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	May 18, 2006 · Amount on Record
Deed Document Number	201761975
Prior Transfer Date	Nov 13, 2017
Prior Transfer Doc	0000061975
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 20, 2023
Property Address	995 ASCOT DR, ELGIN, IL 60123-6758
Document Number	0000024400
Map Reference	DOC 90K55267
Instrument Date	Jul 17, 2023
Instrument	2023K024400
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	995 ASCOT DR, ELGIN, IL 60123-6758

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	995 ASCOT DR, ELGIN, IL 60123-6758
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025104
Date	Mar 31, 2021
Instrument	2021K025104

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 28, 2017
Property Address	995 ASCOT DR, ELGIN, IL 60123-6758
Document Number	0000061975
Instrument Date	Nov 13, 2017
Instrument	2017K061975
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 DIVISION ST, ELGIN, IL 60120-5453

Mortgage

Document Number	0000061976
Date	Nov 28, 2017
Instrument	2017K061976

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,261.00 (+15.8%)	$76,967 (+8.57%) Land $10,023 Building $66,944	$230,993 (+8.57%) Land $30,081 Building $200,912
2024		$70,892 (+21.39%) Land $9,232 Building $61,660	$212,761 (+21.44%) Land $27,707 Building $185,054
2022	$4,543.00 (+4.8%) Homeowner's exemption	$58,398 (+6.96%) Land $7,605 Building $50,793	$175,194 (+6.96%) Land $22,815 Building $152,379
2021	$4,335.00 Homeowner's exemption	$54,598 Land $7,110 Building $47,488	$163,794 Land $21,330 Building $142,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

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