995 Abbey Dr, Madison, OH 44057 Property Records

Lake County property record for 995 Abbey Dr, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,201 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$233,900 (May 2021)
Tax Bill	$7,690 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-A-010-K-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-010-K-00-003-0`
Alternative APN	`7`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,201 sqft Living Area
1st Floor Area	756 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Restrictions
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	135 sqft
Patio Area	398 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	995 ABBEY DR
City	MADISON
State	OH
Zip	44057-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TRACT 2
Legal Subdivision	VILLAGE MEADOWS SUBDIVISION
Legal Tract	2
Legal Block	1
Legal Lot Number	1
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1010
Census Tract	206100

Owner

995 Abbey Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Lake County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	995 ABBEY DR, MADISON, OH 44057-9784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
May 11, 2021	Warranty Deed, Transfer · Line of Credit FIRST OHIO HOME FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Dec 28, 2000 · Amount on File
Deed Document Number	202115998
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jul 27, 2026
Property Address	995 ABBEY DR, MADISON, OH 44057-9784
Document Number	0000016516
Instrument Date	Jun 17, 2026
Instrument	202616516
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 ABBEY DR, MADISON, OH 44057-9784

Mortgage

Document Number	0000016516,
Date	Jul 27, 2026
Instrument	202616516

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jun 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	995 ABBEY DR, MADISON, OH 44057-9784
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 ABBEY DR, MADISON, OH 44057-9784

Mortgage

Document Number	0000002911
Date	Feb 15, 2024
Instrument	2024R002911

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 11, 2021
Property Address	995 ABBEY DR, MADISON, OH 44057-9784
Document Number	0000015998
Map Reference	VOL 1 PG 27
Instrument Date	May 10, 2021
Instrument	2021R015998
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	995 ABBEY DR, MADISON, OH 44057-9784

Mortgage

Document Number	0000015999
Date	May 11, 2021
Instrument	2021R015999

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,500 Land $17,370 Building $71,130	$252,850 Land $49,620 Building $203,230
2023	$7,690.00 (+80.22%) Homeowner's exemption	$74,700 (-) Land $14,470 Building $60,230
2022	$4,267.00 Homeowner's exemption	$74,700 Land $14,470 Building $60,230
2021			$213,420 Land $41,340 Building $172,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 995 Abbey Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Abbey Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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