995 9th Ave S, Apt 4, Naples, FL 34102 Property Records

Collier County property record for 995 9th Ave S, Apt 4, Naples, FL 34102

Property Summary

Property Type	Condominium
Details	1,395 sqft · built 1980
Owner	Individual Name on File
Last Sale	$1,200,000 (Sep 2021)
Tax Bill	$8,704 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`094300 45A10`

Property Details

APN / Parcel Number

Primary APN	`094300 45A10`
Alternative APN	`13900160008`

Interior

Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	995 9TH AVE S, 4
City	NAPLES
State	FL
Zip	34102-8231
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NAPLES MARINA VILLAS A CONDOMINIUM UNIT 4
Legal Range	25
Legal Township	50
Legal Section	10
Legal Subdivision	NAPLES MARINA VILLAS A CONDOMINIUM
Legal Tract	094300
Legal Block	1
Legal Lot Number	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	101

Owner

995 9th Ave S, Apt 4 is owned by an individual who bought it in September 2021.

Source: Collier County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	995 9TH AVE S, NAPLES, FL 34102-8231
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Sep 1, 2021	Warranty Deed, Transfer · Line of Credit ACTION LOAN LLC
Jul 23, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	20216122283
Deed Book / Page	6006 / 2099
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0052953841
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 4, 2022
Property Address	995 9TH AVE S APT 4, 4, NAPLES, FL 34102-8231
Document Number	0061881404
Book / Page	6188 / 1404
Map Reference	MB 866 PG 1616
Instrument Date	Oct 31, 2022
Instrument	6326512
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	ACTION TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 8TH AVE S, 1010, NAPLES, FL 34102-6926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 9TH AVE S, NAPLES, FL 34102-8231

Mortgage

Document Number	0061881406
Date	Nov 4, 2022
Instrument	6188/1406

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2025
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	10%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 1, 2021
Property Address	995 9TH AVE S APT 4, 4, NAPLES, FL 34102-8231
Document Number	0060062099
Book / Page	6006 / 2099
Map Reference	MB 866 PG 1616
Instrument Date	Aug 19, 2021
Instrument	6122283
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 977, NAPLES, FL 34106-0977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 SW 38TH TER UNIT C201, C201, OCALA, FL 34474-5811

Mortgage

Document Number	60062103
Date	Sep 1, 2021
Instrument	6006/2103

Lender

Name	ACTION LOAN LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 23, 2018
Property Address	995 9TH AVE S APT 4, 4, NAPLES, FL 34102-8231
Document Number	0055352998
Book / Page	005535 / 002998
Instrument Date	Jul 23, 2018
Instrument	5589986
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$3,337.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 CRANDON BLVD #306A KEY BISCAYNE FL 331491542, 306A, KEY BISCAYNE, FL 33149-1542

Tax Assessment & Valuation

The 2025 property tax bill for 995 9th Ave S, Apt 4 was $8,704, up 2.6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$961,625 (-) Building $961,625	$961,625 (-) Building $961,625
2025	$8,704.00 (+2.64%)	$961,625 Building $961,625	$961,625 Building $961,625
2024	$8,480.00 (+11.74%)
2023	$7,589.00 (+0.6%)	$820,125 (+6.6%) Building $820,125	$820,125 (+6.6%) Building $820,125
2022	$7,544.00	$769,372 Building $769,372	$769,372 Building $769,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 995 9th Ave S, Apt 4 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 415 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,189 units insured incl. 774 condo units
Nearby Flood Claims	482 (1985–2024)
Claims Outside the SFHA	5 of 482
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 57 claims Hurricane Ian, Nov 2022 · 166 claims Hurricane Ian, Oct 2022 · 139 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 995 9th Ave S, Apt 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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