Collier County property record for 995 20th St SE, Naples, FL 34117 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,088 sqft · built 1999 |
| Lot Size | 3.27 acres (142,441 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,500 (Apr 2012) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Jul 2019 Sale |
| Flood Zone | Zone AH (high risk) |
| APN | 440200 34C12 |
| Primary APN | 440200 34C12 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 142,441 sqft (3.27 acres) |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 435 sqft |
| Deck Area | 1,387 sqft |
| Street Address | 995 20TH ST SE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34117-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY, THE LOT 3 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 12 |
| Legal Subdivision | LADY, THE (IN GGE 51) |
| Legal Tract | 440200 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10426 |
Source: Collier County records · APN 440200 34C12
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 995 20TH ST SE, NAPLES, FL 34117-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 25, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2012 · Amount on Record |
| Deed Sale | Apr 18, 2012 · Amount on Record |
| Prior Sale | Aug 26, 2011 |
| Deed Document Number | 20124682607 |
| Deed Book / Page | 4787 / 1919 |
| Last Transfer Date | Jun 25, 2019 |
| Transfer Doc | 0056552878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 995 20TH ST SE, NAPLES, FL 34117-9445 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 995 20TH ST SE, NAPLES, FL 34117-9445 |
| Document Number | 0064773650 |
|---|---|
| Date | Jun 10, 2025 |
| Book Page | 6477/3650 |
| Instrument | 6692741 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 05, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 25, 2019 |
| Property Address | 995 20TH ST SE, NAPLES, FL 34117-9445 |
| Document Number | 0056552878 |
| Book / Page | 005655 / 002878 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 5744019 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 995 20TH ST SE NAPLES FL 341179445, NAPLES, FL 34117-9445 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,388.00 (+6.85%) Homeowner's exemption | $242,711 (+5.99%) | $579,628 (+18.82%) Land $120,460 Building $459,168 |
| 2024 | $2,235.00 (+1.5%) | ||
| 2023 | $2,202.00 (-1.3%) Homeowner's exemption | $229,001 (+3%) | $487,818 (+1.09%) Land $115,740 Building $372,078 |
| 2022 | $2,231.00 Homeowner's exemption | $222,331 | $482,569 Land $131,439 Building $351,130 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AH shallow ponding 1–3 ft |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 305 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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