9948 Arjay Rd, Jacksonville, FL 32220 Property Records

Duval County property record for 9948 Arjay Rd, Jacksonville, FL 32220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 1978
Lot Size	2.96 acres (129,337 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2021)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006497-0010`

Property Details

APN / Parcel Number

Primary APN	`006497-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,737 sqft Living Area
Gross Area	2,181 sqft
1st Floor Area	1,737 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	129,337 sqft
Garage Area	544 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	180 sqft
Shed	1 Shed
Shed Area	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9948 ARJAY RD
City	JACKSONVILLE
State	FL
Zip	32220-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-ACRE
Legal Description	5-93 17-2S-25E 2.83 JACKSONVILLE HEIGHTS PT TRACT 6 RECD O/R 19655-990 BLK 4
Legal Range	25E
Legal Township	02S
Legal Section	17
Legal Subdivision	JAX HEIGHTS SEC
Legal Tract	6
Legal Block	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	5
Census Block	5001
Census Tract	11901

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9948 ARJAY RD, JACKSONVILLE, FL 32220-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage 121 FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	202181342
Deed Book / Page	19655 / 990
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 30, 2021
Property Address	9948 ARJAY RD, JACKSONVILLE, FL 32220-1906
Document Number	0196550990
Book / Page	19655 / 990
Map Reference	MB 5 PG 93
Instrument Date	Mar 19, 2021
Instrument	2021081342
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7640 SADDLE RD, 7640, JACKSONVILLE, FL 32221-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9948 ARJAY RD, JACKSONVILLE, FL 32220-1906

Mortgage

Document Number	0019655993
Date	Mar 30, 2021
Instrument	19655/993

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	9948 ARJAY RD, JACKSONVILLE, FL 32220-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN CAPE TITLE AGENCY I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183302368
Date	Mar 29, 2018
Book Page	18330/2368
Instrument	2018072928

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,968 (+2.7%)	$270,323 (-15.06%) Land $129,119 Building $141,204
2025	$3,341.00 (+8.16%) Homeowner's exemption Widower's exemption	$213,212 (-20.64%)	$318,255 (+18.45%) Land $127,350 Building $190,905
2024	$3,089.00 (-38.66%)
2023	$5,036.00 (+9.1%)	$268,673 (+3.88%) Land $67,920 Building $200,753	$268,673 (+3.88%) Land $67,920 Building $200,753
2022	$4,616.00	$258,635 Land $67,920 Building $190,715	$258,635 Land $67,920 Building $190,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1992–2021)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 2 claims Tropical Storm Josephine, Oct 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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