Worcester County property record for 9946 Orchard Rd, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,404 sqft · built 1970 |
| Lot Size | 0.508 acres (22,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,500 (Jun 1985) |
| Tax Bill | $1,569 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-112691 |
| Primary APN | 03-112691 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,112 sqft (0.508 acres) |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 112691 |
|---|---|
| Street Address | 9946 ORCHARD RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-2945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 5 BLK A ORCHARD ROAD PL NEWPORT HILLS SEC 1 |
| Legal Subdivision | NEWPORT HILLS SEC 01 |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 2, CENTRAL |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950900 |
9946 Orchard Rd is owned and occupied by two individuals who bought it in June 1985.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9946 ORCHARD RD, BERLIN, MD 21811-2945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 1985 · Amount on File |
| Deed Sale | Jun 20, 1985 · Amount on File |
| Prior Sale | Feb 19, 1985 · Amount on File |
| Deed Book / Page | 1098 / 146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9946 ORCHARD RD, BERLIN, MD 21811-2945 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0082800001 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 8280/1 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9946 ORCHARD RD, BERLIN, MD 21811-2945 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0080650090 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 8065/90 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 174 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 9946 Orchard Rd was $1,569 with a homeowner's exemption, up 1.5% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,569.00 (+1.49%) Homeowner's exemption | $225,833 | $246,700 Land $75,200 Building $171,500 |
| 2025 | $1,546.00 Homeowner's exemption | ||
| 2023 | $1,429.00 Homeowner's exemption | $172,100 | $184,100 Land $75,200 Building $108,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9946 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 8 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9946 Orchard Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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