Cook County property record for 9945 S Charles St, Chicago, IL 60643
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.115 acres (5,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,000 (Apr 2026) |
| Tax Bill | $1,061 (2023) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-08-301-060 |
| Primary APN | 25-08-301-060 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,016 sqft (0.115 acres) |
|---|
| Street Address | 9945 S CHARLES ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-2105 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | RS-2 |
| Legal Description | (HOUGH) & (REEDS) ADD TO (WASHINGTON) HEIGHTS SUB OF LT17 IN BLK4 OF WASHINGTON HTS &OF PT LYG NORTH OF S100ACS, EX ROW OF C. |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 08 |
| Legal Subdivision | HOUGH & REEDS ADD TO WASHINGTON |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 720200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9945 S Charles St, vacant land, is owned by an individual who bought it in April 2026.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9208 S BISHOP ST, CHICAGO, IL 60620-5044 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 27, 2026 | Administrator's Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 18, 2025 | Intrafamily Transfer, Transfer |
| Jun 15, 2023 | Intrafamily Transfer, Transfer |
| May 28, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jan 31, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Apr 27, 2026 · Amount on File |
| Deed Document Number | 202619003 |
| Prior Transfer Date | Apr 12, 2023 |
| Prior Transfer Doc | 0000022004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9945 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0015712239 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2215712239 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 27, 2026 |
| Property Address | 9945 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Number | 0000019003 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.19003 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $57,873.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9208 S BISHOP ST, CHICAGO, IL 60620-5044 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 27, 2026 |
| Property Address | 9945 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Number | 0000019002 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.19002 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,582.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9208 S BISHOP ST, CHICAGO, IL 60620-5044 |
| Document Number | 0000000019, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.117.2026.117.19 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 18, 2025 |
| Property Address | 9945 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Number | 0010821014 |
| Instrument Date | Apr 6, 2025 |
| Instrument | 2510821014 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9951 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Name | Verified Name |
|---|---|
| Address | 9951 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 15, 2023 |
| Property Address | 9945 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Number | 0016622004 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2316622004 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9951 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Name | Verified Name |
|---|---|
| Address | 9951 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9945 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Number | 2020233383 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 9945 S CHARLES ST CHICAGO IL 60643, CHICAGO, IL 60643 |
| Document Number | 2020233383 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 20233383 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9945 S CHARLES ST, CHICAGO, IL 60643-2105 |
| Document Number | 1903755047 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 9951 S CHARLES ST CHICAGO IL 606432105, CHICAGO, IL 60643-2105 |
| Document Number | 1903755047 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 3755047 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 5, 2034 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,270 Land $6,270 | $62,700 Land $62,700 | |
| 2023 | $1,061.00 (+2.61%) | ||
| 2022 | $1,034.00 (+2.27%) | $5,016 (-) Land $5,016 | $50,160 (-) Land $50,160 |
| 2021 | $1,011.00 | $5,016 Land $5,016 | $50,160 Land $50,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9945 S Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9945 S Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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