9945 Elk Mountain Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 9945 Elk Mountain Rd, Upper Lake, CA 95485

Property Summary

Property Type	Campground, RV Park
Details	3 bd · 2 ba · 1,620 sqft · built 2005
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Aug 2025)
Tax Bill	$2,923 (2026)
Deeds & Mortgages	Dec 2019 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-033-260-000`

Property Details

APN / Parcel Number

Primary APN	`003-033-260-000`
Alternative APN	`003-033-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Gross Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Lot Area	46,174 sqft
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	003-033-26
Street Address	9945 ELK MOUNTAIN RD
City	UPPER LAKE
State	CA
Zip	95485-9277
Property Category	Commercial
Property Type	Commercial > Retail > Campground, RV Park
Local Zoning Code	A
Legal Block	2
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	2
Census Block	2325
Census Tract	100

Owner

9945 Elk Mountain Rd, a commercial property, is owned by an individual who bought it in August 2025.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9945 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9277
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 6, 2017	Grant Deed, Transfer · VA Mortgage CMG FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	20258881
Prior Transfer Date	Dec 6, 2012
Prior Transfer Doc	0000020490
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Dec 18, 2019
Property Address	9945 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9277
Document Number	0000016503
Instrument Date	Dec 18, 2019
Instrument	16503
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$423.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9945 ELK MOUNTAIN RD UPPER LAKE CA 954859277, UPPER LAKE, CA 95485-9277

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Sep 6, 2017
Property Address	9945 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9277
Document Number	0000011917
Instrument Date	Sep 1, 2017
Instrument	2017011917
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9945 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9277

Mortgage

Document Number	0000011918
Date	Sep 6, 2017
Instrument	2017011918

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 9945 Elk Mountain Rd was $2,923, down 10.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,923.00 (-10.39%)	$430,000 (+2.13%) Land $80,000 Building $350,000
2025	$3,262.00	$421,048 Land $87,488 Building $333,560
2023	$4,633.00 (-2.46%)	$404,700 Land $84,092 Building $320,608
2022	$4,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9945 Elk Mountain Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	64 (1978–2019)
Claims Outside the SFHA	8 of 64
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 6 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9945 Elk Mountain Rd is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25

May also be available: AT&T.

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