9944 Hwy 51, Coldwater, MS 38618 Property Records

Tate County property record for 9944 Hwy 51, Coldwater, MS 38618

Property Summary

Property TypeCommercial
Details3,600 sqft · built 2018
OwnerIndividual Name on File
Tax Bill$6,521 (2025)
Deeds & MortgagesOct 2017 Mortgage
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APN039M01 0000700

Property Details

APN / Parcel Number

Primary APN039M01 0000700

Interior

Building Area3,600 sqft Finished Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Canopy960 sqft

Location & Zoning

Street Address9944 HIGHWAY 51
CityCOLDWATER
StateMS
Zip38618-9702
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 8 DOUGHERTY S/D 1946 EXT TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal SubdivisionDOUGHERTY S/D
Legal Lot Number8
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3018
Census Tract950301

Owner

9944 Hwy 51, a commercial property, is owned by an individual.

Source: Tate County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address14293 MYERS PLANTATION RD, BYHALIA, MS 38611-7292
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage
FIRST SECURITY BANK
Sep 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SECURITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address9944 HIGHWAY 51, COLDWATER, MS 38618-9702
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/11951
DateOct 23, 2017
Book Page2017/11951
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
AmountAmount on Record
Term60 Months
DueOct 18, 2022

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address9944 HIGHWAY 51, COLDWATER, MS 38618-9702
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/13580
DateSep 17, 2020
Book Page2020/13580
Lender
NameFIRST SECURITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term37 Months
DueOct 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 9944 Hwy 51 was $6,521.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,521.00$41,904 Land $2,628 Building $39,276$279,357 Land $17,518 Building $261,839
2023$5,232.00$31,812 Land $2,628 Building $29,184$212,076 Land $17,518 Building $194,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9944 Hwy 51 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9944 Hwy 51 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Hwy 51

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