9944 E Lake Rd, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 9944 E Lake Rd, Ripley, NY 14775

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 1,581 sqft · built 2021
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Feb 2017)
Tax Bill	$11,995 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2017 Sale
APN	`066200 224.00-1-4.1`

Property Details

APN / Parcel Number

Primary APN	`066200 224.00-1-4.1`
Alternative APN	`62290`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	161,172 sqft (3.7 acres)
View / Lot	Waterfront
Pole Barn	768 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	62290
Street Address	9944 E LAKE RD
City	RIPLEY
State	NY
Zip	14775
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	4.001
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	RIPLEY
Census Block Group	2
Census Block	2002
Census Tract	36600

Owner

Source: Chautauqua County and Ripley Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3930 MYRTLE ST, ERIE, PA 16508-3016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CU
Feb 15, 2017	Deed, Transfer NOT AVAILABLE, STEPHEN P. ZANGHI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Deed Book / Page	2017 / 1655
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	9944 E LAKE RD, RIPLEY, NY 14775-9526
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021003329
Date	Jul 13, 2021
Instrument	MT2021003329

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Feb 15, 2017
Property Address	9944 E LAKE RD, RIPLEY, NY 14775-9526
Document Number	0000002017/0000001655
Book / Page	0000002017 / 0000001655
Instrument Date	Feb 14, 2017
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	NOT AVAILABLE, STEPHEN P. ZANGHI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 DORCHESTER RD, AKRON, OH 44313-7807

Tax Assessment & Valuation

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ripley Town
Unified School District	Ripley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,995.00	$388,000 (-) Land $121,500 Building $266,500	$421,700 (+8.69%) Land $132,053 Building $289,647
2023		$388,000 Land $121,500 Building $266,500	$388,000 Land $121,500 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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