9940 Stucki Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 9940 Stucki Rd, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,891 sqft · built 2015
Lot Size8.3 acres (361,548 sqft)
OwnerIndividual Name on Record
Tax Bill$3,656 (2026)
Deeds & MortgagesJun 2026 Mortgage
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN62-02-09-0-001-005.002

Property Details

APN / Parcel Number

Primary APN62-02-09-0-001-005.002
Alternative APNs
  • 220883
  • 249043

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,891 sqft Heated Area
1st Floor Area3,387 sqft
Upper Floors Area1,504 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area361,548 sqft (8.3 acres)
Pool Area1,008 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number249043
Street Address9940 STUCKI RD
CityELBERTA
StateAL
Zip36530-2798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8.3 AC(C) LOT 10 WOLFS RUN SLIDE 1787-A SEC 9-T8S-R5E (WD)
Legal SubdivisionWOLFS RUN
Legal Lot Number10
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group4
Census Block4041
Census Tract11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9940 STUCKI RD, ELBERTA, AL 36530-2798
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
GMFS
Feb 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Jun 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2013
Deed SaleJun 7, 2013
Prior SaleApr 10, 2007
Deed Document Number20131402622
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Recording DateJun 2, 2026
Property Address9940 STUCKI RD, ELBERTA, AL 36530-2798
Document Number0002257301
Instrument DateMay 27, 2026
Instrument20262257301
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CONTINENTAL CT, POINT HARBOR, NC 27964-9710

Mortgage

Document Number0002257301,
DateJun 2, 2026
Instrument20262257301
Lender
NameGMFS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJun 1, 2057
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address9940 STUCKI RD, ELBERTA, AL 36530-2798
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001681303
DateFeb 23, 2018
Instrument1681303
Lender
NameREGIONS BANK
TypeBank
AddressELBERTA, AL 36530
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 7, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address9940 STUCKI RD, ELBERTA, AL 36530-2798
Document Number0001840460
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9940 STUCKI RD ELBERTA AL 365302798, ELBERTA, AL 36530-2798

Mortgage

Document Number0001840460
DateJul 6, 2020
Instrument1840460
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 5, 2035

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,656.00 (+7.09%) Homeowner's exemption
2025$3,414.00 (-4.45%)$123,560 (-4.39%) Land $18,400 Building $105,160$1,235,300 (-4.41%) Land $183,900 Building $1,051,400
2023$3,573.00 (+29.46%) Homeowner's exemption$129,240 (+29.01%)$1,292,300 (+29.01%) Land $163,000 Building $1,129,300
2022$2,760.00 (+15.67%) Homeowner's exemption$100,180$1,001,700 Land $140,000 Building $861,700
2021$2,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims319 (1979–2020)
Claims Outside the SFHA36 of 319
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 124 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims
  • Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 90% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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