9940 5 Mile Rd NE, Ada, MI 49301 Property Records

Kent County property record for 9940 5 Mile Rd NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 1914
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2022)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-31-126-002`

Property Details

APN / Parcel Number

Primary APN	`41-12-31-126-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	932 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	68,825 sqft (1.58 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9940 5 MILE RD NE
City	ADA
State	MI
Zip	49301-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	N 300 FT OF W 230 FT OF E 480 FT OF E 1/2 NW 1/4 * SEC 31 T8N R9W 1.58 A.
Legal Range	09W
Legal Township	08N
Legal Section	31
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	2
Census Block	2030
Census Tract	10902

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9940 5 MILE RD NE, ADA, MI 49301-8874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CALVIN BEEKE
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 31, 2017	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Nov 7, 1997 · Amount on Record
Deed Document Number	202225514
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9940 5 MILE RD NE, ADA, MI 49301-8874
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9940 5 MILE RD NE, ADA, MI 49301-8874

Mortgage

Document Number	0000004075
Date	Jan 23, 2023
Instrument	20230123-0004075

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	EAST ANDOVER, NH 3231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	432 Months
Due	Jan 9, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9940 5 MILE RD NE, ADA, MI 49301-8874
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9940 5 MILE RD NE, ADA, MI 49301-8874

Mortgage

Document Number	0000042264
Date	May 23, 2022
Instrument	20220523-0042264

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 29, 2022
Property Address	9940 5 MILE RD NE, ADA, MI 49301-8874
Document Number	0000025514
Instrument Date	Mar 23, 2022
Instrument	20220329-0025514
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9940 5 MILE RD NE, 9940, ADA, MI 49301-8874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 WESTWOOD DR NE, GRAND RAPIDS, MI 49525-1430

Mortgage

Document Number	0000025515
Date	Mar 29, 2022
Instrument	20220329-0025515

Lender

Name	CALVIN BEEKE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9940 5 MILE RD NE, ADA, MI 49301-8874
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121174
Date	Dec 16, 2020
Instrument	20201216-0121174

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9940 5 MILE RD NE, ADA, MI 49301-8874
Document Number	2017060600
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9940 5 MILE RD NE ADA MI 493018874, ADA, MI 49301-8874

Mortgage

Document Number	2017060600
Date	Jun 6, 2017
Instrument	2017060600

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2037

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,500 (-4.23%)	$281,000 (-4.23%)
2025	$3,396.00 (+88.88%)	$146,700 (+45.97%)	$293,400 (+45.97%)
2023		$100,500	$201,000
2019	$1,798.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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