Clay County property record for 994 Sumac Dr, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,006 sqft · built 2008 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Sep 2017) |
| Tax Bill | $3,991 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-412-00-04-021.00 |
| Primary APN | 15-412-00-04-021.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 849 sqft |
| Basement Area | 849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 115 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 994 SUMAC DR |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-7783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY MEADOWS SOUTH 2ND PLAT LT 115 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | CLAY MEADOWS |
| Legal Lot Number | 115 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 21601 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 994 SUMAC DR, LIBERTY, MO 64068-7783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY BANK NA |
| Sep 1, 2017 | Deed of Trust, Mortgage FIRST FED'L BK/KANSAS CITY |
| Sep 7, 2017 | Warranty Deed, Transfer KANSAS CITY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Jun 25, 2008 · Amount on Record |
| Deed Document Number | 201730739 |
| Deed Book / Page | 8042 / 23 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 994 SUMAC DR, LIBERTY, MO 64068-7783 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | ALPHA |
| Name | Verified Name |
|---|
| Document Number | 0000042667 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 8860/59 |
| Instrument | 2020042667 |
| Name | ACADEMY BANK NA |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 994 SUMAC DR, LIBERTY, MO 64068-7783 |
| Document Number | 0000031132 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 994 SUMAC DR LIBERTY MO 640687783, LIBERTY, MO 64068-7783 |
| Document Number | 0000031132 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 008044/000089 |
| Instrument | 31132 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 11, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 7, 2017 |
| Property Address | 994 SUMAC DR, LIBERTY, MO 64068-7783 |
| Document Number | 0000030739 |
| Book / Page | 008042 / 000023 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 30739 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | KANSAS CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 994 SUMAC DR LIBERTY MO 640687783, LIBERTY, MO 64068-7783 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,991.00 (+0.78%) | $55,540 (+9.68%) | $292,316 (+9.68%) |
| 2023 | $3,960.00 (+24.14%) | $50,640 | $266,526 |
| 2019 | $3,190.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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