994 Staton Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 994 Staton Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,428 sqft · built 2020
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Oct 2022)
Tax Bill$2,033 (2025)
Deeds & MortgagesJan 2024 Transfer
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN9588668783

Property Details

APN / Parcel Number

Primary APN9588668783
Alternative APN
  • 10003718

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,428 sqft Heated Area
1st Floor Area1,428 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area29,621 sqft (0.68 acres)
PorchSlab
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10003718
Street Address994 STATON RD
CityFLAT ROCK
StateNC
Zip28731-5751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10003718~R
Legal DescriptionFAR AWAY FARMS LO5 PL2018-11528
Legal SubdivisionMINOR SUBDIVISION FOR MC VENTURES INC
Legal Block66
Legal Lot Number8783
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2037
Census Tract930302

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address994 STATON RD, FLAT ROCK, NC 28731-5751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Intrafamily Transfer, Transfer
Oct 19, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Feb 17, 2021Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
Feb 17, 2021Deed of Trust, Mortgage
LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Prior SaleFeb 17, 2021 · Amount on Record
Deed Document Number2022988364
Deed Book / Page3976 / 353
Last Transfer DateJan 8, 2024
Transfer Doc0041260150
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON NC
Recording DateJan 12, 2024
Property Address994 STATON RD, FLAT ROCK, NC 28731-5751
Document Number0041260150
Book / Page4126 / 150
Map ReferenceMB 2018 PG 11528
Instrument DateJan 8, 2024
Instrument1001009100
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address994 STATON RD, FLAT ROCK, NC 28731-5751

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 SE ASH ST, PORTLAND, OR 97214-1463

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateOct 19, 2022
Property Address994 STATON RD, FLAT ROCK, NC 28731-5751
Document Number0039760353
Book / Page3976 / 353
Map ReferenceMB 2018 PG 11528
Instrument DateOct 19, 2022
Instrument988364
Transaction TypeTransfer
Record UpdatedNov 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 BAILEY CREEK RD, 111, MARIETTA, SC 29661-9660

Transferred To (Grantee/Buyer)

NameVerified Name
Address994 STATON RD, FLAT ROCK, NC 28731-5751

Mortgage

Document Number0000988365
DateOct 19, 2022
Instrument988365
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateFeb 17, 2021
Property Address994 STATON RD, FLAT ROCK, NC 28731-5751
Document Number0036540243
Book / Page3654 / 243
Map ReferenceMB 2018 PG 11528
Instrument DateFeb 17, 2021
Instrument945141
Transaction TypeTransfer
Record UpdatedJun 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 VENTURE WAY, 97, HENDERSONVILLE, NC 28792-2169

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 HIDDEN KNOLL DR, HENDERSONVILLE, NC 28792-0030

Mortgage

Document Number0000945142
DateFeb 17, 2021
Instrument945142
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMar 1, 2026
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change5.37%
Index5-Year CMT
Max Rate9.37%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address994 STATON RD, FLAT ROCK, NC 28731-5751
Document Number0036540246
Instrument DateFeb 17, 2021
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address994 STATON RD FLAT ROCK NC 287315751, FLAT ROCK, NC 28731-5751

Mortgage

Document Number0036540246
DateFeb 17, 2021
Book Page003654/000246
Instrument945142
Lender
NameLOCAL GOV'T EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 16, 2051
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$362,500 (-) Land $58,100 Building $304,400
2025$2,033.00
2023$362,500 Land $58,100 Building $304,400$362,500 Land $58,100 Building $304,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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