994 Sand Bar Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 994 Sand Bar Cir, Carmichael, CA 95608

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,256 sqft · built 1968
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on Record
Last Sale$290,000 (Mar 2012)
Tax Bill$4,538 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN292-0391-003-0000

Property Details

APN / Parcel Number

Primary APN292-0391-003-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,256 sqft Living Area
1st Floor Area2,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area9,148 sqft (0.21 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address994 SAND BAR CIR
CityCARMICHAEL
StateCA
Zip95608-6136
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRD-5
Legal DescriptionDEL DAYO ESTATES 15, LOT 3
Legal SubdivisionDEL DAYO ESTATES 15
Legal Lot Number3
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2010
Census Tract5804

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1017 3RD AVE, SACRAMENTO, CA 95818-3335
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2012 · Amount on Record
Deed SaleMar 22, 2012 · Amount on Record
Deed Book / Page20120322 / 846
Prior Transfer DateNov 17, 1999
Prior Transfer Doc2000000541
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address994 SAND BAR CIR, CARMICHAEL, CA 95608-6136
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 3RD AVE, SACRAMENTO, CA 95818-3335

Mortgage

Document Number2021083000200
DateAug 30, 2021
Instrument2021083000200
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$371,525 (+2%) Land $128,110 Building $243,415
2025$4,538.00 (+0.93%)$364,242 (+4.04%) Land $125,599 Building $238,643
2024$4,496.00 (+2.53%)
2023$4,385.00 (+0.55%)$350,100 Land $120,723 Building $229,377
2022$4,361.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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