994 Rock Spring Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 994 Rock Spring Rd, Mill Spring, NC 28756 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2012
Square Footage	1,144 sqft Finished Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$906.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P78-70`
Alternative APN	`34498`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,144 sqft Finished Area

Exterior

Year Built	Built 2012
Foundation Type	Retaining Wall Foundation
Lot Area	43,560 sqft (1 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Electric Heating

Location & Zoning

Account Number	34498
Street Address	994 ROCK SPRING RD
City	MILL SPRING
State	NC
Zip	28756-6754
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SR 1311, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	COOPER GAP
Census Blockgroup	2
Census Block	2018
Census Tract	920202

Owner

Source: Polk County records · APN P78-70

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	994 ROCK SPRING RD, MILL SPRING, NC 28756-6754
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2008
Deed Sale	Jul 01, 2008
Deed Doc Number	0000366223
Deed Book / Page	366 / 223
Record Refreshed	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	994 ROCK SPRING RD, MILL SPRING, NC 28756-6754
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00482/1443
Date	Dec 28, 2023
Book Page	482/1443

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (-1.31%)	$180,435 (+26.31%) Land $25,000 Building $155,435	$180,435 (+26.31%) Land $25,000 Building $155,435
2023	$918.00	$142,855 Land $20,000 Building $122,855
2021			$142,855 Land $20,000 Building $122,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate 59th percentile nationally · 81st in North Carolina
Wildfire Likelihood	About 1 in 641 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.