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994 N River Rd, Sylva, NC 28779 Property Records

Jackson County property record for 994 N River Rd, Sylva, NC 28779 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,500 sqft · built 2007
Lot Size0.389 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Nov 2020)
Tax Bill$1,515 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN7631-31-5728

Property Details

APN / Parcel Number

Primary APN7631-31-5728
Alternative APN
  • 153631

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,500 sqft Heated Area
1st Floor Area1,500 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area16,988 sqft (0.389 acres)
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Deck Area32 sqft
Patio Area1,676 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number153631
Street Address994 N RIVER RD
CitySYLVA
StateNC
Zip28779-9553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 OBERRY
Legal Township11
Legal SubdivisionOBERRY SAWMILL
Legal Lot Number4
JurisdictionJACKSON NC
Township / Civil DivisionDILLSBORO
Census Block Group2
Census Block2018
Census Tract950400

Owner

Source: Jackson County records · APN 7631-31-5728

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address994 N RIVER RD, SYLVA, NC 28779-9553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Deed Document Number0002284448
Deed Book / Page2284 / 448
Record UpdatedJun 07, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateNov 23, 2020
Property Address994 N RIVER RD, SYLVA, NC 28779-9553
Document Number0023840448
Book / Page002384 / 000448
Instrument DateNov 23, 2020
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address994 N RIVER RD SYLVA NC 287799553, SYLVA, NC 28779-9553

Mortgage

Document Number23840451
DateNov 23, 2020
Book Page002384/000451
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 22, 2050

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$1,515.00$398,790 Land $136,770 Building $262,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims17 (1991–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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