994 James Dr, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 994 James Dr, Lewiston, NY 14092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,908 sqft · built 1961
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2022)
Tax Bill	$5,659 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292489 102.14-3-42`

Property Details

APN / Parcel Number

Primary APN	`292489 102.14-3-42`
Alternative APN	`24891020140003042000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,258 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	190 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	994 JAMES DR
City	LEWISTON
State	NY
Zip	14092-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENWOOD SUB 524642
Legal Block	3
Legal Lot Number	42.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	2
Census Block	2009
Census Tract	24404

Owner

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	994 JAMES DR, LEWISTON, NY 14092-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202221694
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	994 JAMES DR, LEWISTON, NY 14092-2026
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 JAMES DR, LEWISTON, NY 14092-2026

Mortgage

Document Number	0000004617
Date	Sep 29, 2025
Instrument	2025-14617

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	994 JAMES DR, LEWISTON, NY 14092-2026
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 JAMES DR, LEWISTON, NY 14092-2026

Mortgage

Document Number	0000004618
Date	Sep 29, 2025
Instrument	2025-14618

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Nov 4, 2022
Property Address	994 JAMES DR, LEWISTON, NY 14092-2026
Document Number	0000001694
Map Reference	MB 57 PG 1426
Instrument Date	Sep 30, 2022
Instrument	2022-21694
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	994 JAMES DR, 994, LEWISTON, NY 14092-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WADSWORTH CT, TONAWANDA, NY 14150-5917

Mortgage

Document Number	0000001695
Date	Nov 4, 2022
Instrument	2022-21695

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,659.00 (+2.87%)
2025	$5,501.00	$123,300 (-) Land $17,700 Building $105,600	$308,300 (+15.02%) Land $44,257 Building $264,043
2023		$123,300 Land $17,700 Building $105,600	$268,043 Land $38,478 Building $229,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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