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994 Flatlander Dr, Old Fort, NC 28762 Property Records

McDowell County property record for 994 Flatlander Dr, Old Fort, NC 28762 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 2014
Lot Size1.99 acres (86,684 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Jan 2014)
Tax Bill$1,537 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0658-00-94-8059

Property Details

APN / Parcel Number

Primary APN0658-00-94-8059
Alternative APN
  • 58022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Heated Area
Gross Area1,156 sqft
1st Floor Area1,092 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area86,684 sqft (1.99 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number58022
Street Address994 FLATLANDER DR
CityOLD FORT
StateNC
Zip28762-0120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.99 AC
Legal SubdivisionSURVEY FOR GWENDOLYN LAVENDERS
JurisdictionMCDOWELL NC
Township / Civil DivisionCROOKED CREEK
Census Block Group2
Census Block2051
Census Tract970800

Owner

Source: McDowell County records · APN 0658-00-94-8059

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address994 FLATLANDER DR, OLD FORT, NC 28762-0120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2014 · Amount on Record
Deed SaleJan 10, 2014 · Amount on Record
Deed Document Number2014142
Deed Book / Page1120 / 215
Prior Transfer DateJan 08, 2014
Prior Transfer Doc0011200215
Record UpdatedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address994 FLATLANDER DR, OLD FORT, NC 28762-0120
Document Number0012790946
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address994 FLATLANDER DR OLD FORT NC 287620120, OLD FORT, NC 28762-0120

Mortgage

Document Number0012790946
DateJul 16, 2019
Book Page001279/000946
Instrument3270
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,537.00$226,780 (-) Land $28,000 Building $198,780
2023$1,537.00$226,780 Land $28,000 Building $198,780$226,780 Land $28,000 Building $198,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119708002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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