Garrett County property record for 994 Bray School Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1994 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Aug 2013) |
| Tax Bill | $1,465 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-030522 |
| Primary APN | 14-030522 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,008 sqft Total Area |
| 1st Floor Area | 1,248 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Basement |
| Garage Area | 300 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 030522 |
|---|---|
| Street Address | 994 BRAY SCHOOL RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-7919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.25 AC LOT 3 BRAY SCHOOL ROAD SUB |
| Legal Subdivision | BRAY SCHOOL ROAD SUB |
| Legal Lot Number | 3 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 601 |
Source: Garrett County records, as of September 20, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 994 BRAY SCHOOL RD, OAKLAND, MD 21550-7919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2013 · Amount on Record |
| Deed Sale | Aug 13, 2013 · Amount on Record |
| Prior Sale | Nov 3, 2004 · Amount on Record |
| Deed Document Number | 130912 |
| Deed Book / Page | 1758 / 114 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 994 BRAY SCHOOL RD, OAKLAND, MD 21550-7919 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021770467 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 2177/0467 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,465.00 | $122,867 | $137,200 Land $35,300 Building $101,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: Glo Fiber, Mountain Communications, T-Mobile, Verizon.
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