9939 Via de Oro, Spring Valley, CA 91977 Property Records

San Diego County property record for 9939 Via de Oro, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1985
Lot Size	0.275 acres (11,961 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Mar 2017)
Tax Bill	$7,026 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`504-152-33-00`

Property Details

APN / Parcel Number

Primary APN	`504-152-33-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Roof Material	Tile
Lot Area	11,961 sqft (0.275 acres)
Lot Dimensions	171 ft deep x 79 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9939 VIA DE ORO
City	SPRING VALLEY
State	CA
Zip	91977-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 2 TR PM12864
Legal Subdivision	PARCEL MAP NO 12864
Legal Tract	12864
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13503

Owner

9939 Via de Oro is owned and occupied by two individuals who bought it in March 2017.

Source: San Diego County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9939 VIA DE ORO, SPRING VALLEY, CA 91977-3043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 20, 2017	Grant Deed, Transfer · FHA Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Mar 8, 1985 · Amount on File
Deed Document Number	2017125724
Prior Transfer Date	Mar 21, 2014
Prior Transfer Doc	0000127975
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2026
Property Address	9939 VIA DE ORO, SPRING VALLEY, CA 91977-3043
Document Number	0000298339
Instrument Date	Oct 8, 2026
Instrument	2026298339
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	9939 VIA DE ORO, SPRING VALLEY, CA 91977-3043

Mortgage

Document Number	0000298339,
Date	Oct 15, 2026
Instrument	2026298339

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9939 VIA DE ORO, SPRING VALLEY, CA 91977-3043
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9939 VIA DE ORO, SPRING VALLEY, CA 91977-3043

Mortgage

Document Number	0000323430
Date	Apr 27, 2021
Instrument	2021-0323430

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Apr 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2017
Property Address	9939 VIA DE ORO, SPRING VALLEY, CA 91977-3043
Document Number	0000125724
Map Reference	PM12864
Instrument Date	Feb 8, 2017
Instrument	2017-0125724
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9939 VIA DE ORO, SPRING VALLEY, CA 91977-3043

Mortgage

Document Number	0000125725
Date	Mar 20, 2017
Instrument	2017-0125725

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9939 Via de Oro was $7,026 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,458 (+2%) Land $171,412 Building $379,046
2025	$7,026.00 Homeowner's exemption	$539,665 Land $168,051 Building $371,614
2023	$6,562.00 (+1.55%) Homeowner's exemption	$518,711 Land $161,526 Building $357,185
2022	$6,462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9939 Via de Oro in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9939 Via de Oro is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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