9938 Waterstone Blvd, Cincinnati, OH 45249 Property Records

Hamilton County property record for 9938 Waterstone Blvd, Cincinnati, OH 45249

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	built 1998
Lot Size	0.523 acres (22,782 sqft)
Owner	Company Name on File
Tax Bill	$31,910 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`620-0190-0164-00`

Property Details

APN / Parcel Number

Primary APN	`620-0190-0164-00`

Exterior

Year Built	Built 1998
Lot Area	22,782 sqft (0.523 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9938 WATERSTONE BLVD
City	CINCINNATI
State	OH
Zip	45249-8295
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	FIELDS ERTEL RD 0.5236 AC R2-T4-S25 PRS 164-824 CONS
Legal Range	02
Legal Township	04
Legal Section	25
Legal Subdivision	KEMPERNOLL WOODS PT 02
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	3
Census Block	3001
Census Tract	24301

Owner

9938 Waterstone Blvd, a commercial property, is owned by a company that acquired it in January 2007.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 498037, CINCINNATI, OH 45249-7037
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage PARK NATIONAL BANK
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2007
Deed Sale	Jan 26, 2007
Prior Sale	Jul 10, 2003 · Amount on File
Deed Document Number	07-012869
Deed Book / Page	10457 / 00155
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9938 WATERSTONE BLVD, CINCINNATI, OH 45249-8295
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000557
Date	Feb 2, 2017
Instrument	17-0010557

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 2, 2020

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9938 WATERSTONE BLVD, CINCINNATI, OH 45249-8295
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	KENTOOKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14411 ROCKY POINT RD, ATHENS, OH 45701-9458

Mortgage

Document Number	0000080833
Date	Sep 12, 2018
Book Page	13751/00624
Instrument	2018-0080833

Lender

Name	HERITAGE BANK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	124 Months
Due	Jan 6, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9938 Waterstone Blvd was $31,910, up 1.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,910.00 (+1.53%)	$399,067 (-) Land $192,703 Building $206,364
2024	$31,429.00 (+2.88%)	$399,067 (-) Land $192,703 Building $206,364
2023	$30,550.00 (+18.95%)	$399,067 (+32.99%) Land $192,703 Building $206,364	$1,140,190 Land $550,580 Building $589,610
2022	$25,683.00	$300,084 Land $171,805 Building $128,279
2020			$857,380 Land $490,870 Building $366,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9938 Waterstone Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9938 Waterstone Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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