993 Wynstone Dr, Jefferson, SD 57038 Property Records

Union County property record for 993 Wynstone Dr, Jefferson, SD 57038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,114 sqft · built 2019
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Dec 2018)
Tax Bill	$11,735 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.WS.12.1111`

Property Details

APN / Parcel Number

Primary APN	`17.WS.12.1111`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,114 sqft Living Area
Basement Area	1,502 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Attached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	993 WYNSTONE DR
City	JEFFERSON
State	SD
Zip	57038-6875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 WYNSTONE 12TH ADD PHASE 1 (1.42A)
Legal Range	07W
Legal Township	30N
Legal Section	36
Legal Subdivision	WYNSTONE 12TH ADD
Legal Phase	1
Legal Lot Number	111
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3047
Census Tract	20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	993 WYNSTONE DR, JEFFERSON, SD 57038-6875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Dec 19, 2018	Warranty Deed, Transfer · ARM CENTRALBANC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20185332
Deed Book / Page	108 / 847
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	993 WYNSTONE DR, JEFFERSON, SD 57038-6875
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176/89
Date	Feb 4, 2020
Book Page	176/89
Instrument	200520

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	4
Max Rate	10.2%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	993 WYNSTONE DR, JEFFERSON, SD 57038-6875
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176/87
Date	Feb 4, 2020
Book Page	176/87
Instrument	200517

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 19, 2018
Property Address	993 WYNSTONE DR, JEFFERSON, SD 57038-6875
Document Number	00108/0847
Book / Page	108 / 0847
Instrument Date	Dec 7, 2018
Instrument	185332
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GATEWAY DR, NORTH SIOUX CITY, SD 57049-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2205 S BRAEMAR DR, SIOUX FALLS, SD 57105-4123

Mortgage

Document Number	0000185333
Date	Dec 19, 2018
Instrument	185333

Lender

Name	CENTRALBANC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Margin	4
Max Rate	11.2%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Jefferson Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,735.00	$863,822 (-) Land $82,886 Building $780,936
2025	$11,735.00 (+14.32%)	$863,822 (+25.82%) Land $82,886 Building $780,936
2024	$10,265.00 (+8.82%)
2023	$9,433.00 (+12.7%)	$686,571 Land $74,969 Building $611,602
2022	$8,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 92% of South Dakota
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

993 Wynstone Dr, Jefferson, SD 57038 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Wynstone Dr

Nearby Streets

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