993 Switzkill Rd, Berne, NY 12023 Property Records

Albany County and Berne Town property record for 993 Switzkill Rd, Berne, NY 12023

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,168 sqft · built 1869
Lot Size6.91 acres (301,000 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (May 2009)
Tax Bill$4,438 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012000 114.-1-16.1

Property Details

APN / Parcel Number

Primary APN012000 114.-1-16.1
Alternative APNs
  • 200011400000010160010000
  • 11400000010160010000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,168 sqft Living Area
1st Floor Area848 sqft
Upper Floors Area320 sqft

Exterior

Year BuiltBuilt 1869
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area301,000 sqft (6.91 acres)
PorchSlab
Porch Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number11400000010160010000
Street Address993 SWITZKILL RD
CityBERNE
StateNY
Zip12023-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal Block1
Legal Lot Number16.001
JurisdictionALBANY NY
Township / Civil DivisionBERNE
Census Block Group1
Census Block1068
Census Tract14801

Owner

Source: Albany County and Berne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address993 SWITZKILL RD, BERNE, NY 12023-3619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2009 · Amount on Record
Deed SaleMay 22, 2009 · Amount on Record
Deed Document Number200910416082
Deed Book / Page2949 / 990
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateSep 28, 2020
Property Address993 SWITZKILL RD, BERNE, NY 12023-3619
Document Number0000001694
Map ReferenceMAP 13860
Instrument DateAug 10, 2020
InstrumentR2020-21694
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 630, GREENVILLE, NY 12083-0630

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 14152, ALBANY, NY 12212-4152

Mortgage

Document Number0000021695
DateSep 28, 2020
InstrumentR2020-21695
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Albany County and Berne Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionBerne Town
Unified School DistrictBerne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,438.00 (+60.51%)
2025$2,765.00 (+6.39%)$88,700 (-) Land $17,700 Building $71,000$233,421 (+13.16%) Land $46,579 Building $186,842
2023$88,700 (-) Land $17,700 Building $71,000$206,279 (+16.28%) Land $41,163 Building $165,116
2022$88,700 Land $17,700 Building $71,000$177,400 Land $35,400 Building $142,000
2021$2,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Cable
400 / 25
Starlink
Satellite
280 / 30

May also be available: MIDTEL.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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