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993 Olney Ave E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 993 Olney Ave E, Port Orchard, WA 98366

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,262 sqft · built 1935
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$135,900 (Mar 2001)
Tax Bill$3,138 (2026)
Deeds & MortgagesJun 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN4538-001-002-0207

Property Details

APN / Parcel Number

Primary APN4538-001-002-0207
Alternative APN
  • 1690106

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,262 sqft Living Area
Gross Area1,942 sqft
1st Floor Area952 sqft
2nd Floor Area310 sqft
Basement Area680 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1981
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
View / LotPoor

Exterior Amenities

PorchPatio
Deck Area173 sqft
Patio Area24 sqft
Canopy24 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address993 OLNEY AVE E
CityPORT ORCHARD
StateWA
Zip98366-4935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUL
Legal DescriptionCOMMENCING AT A POINT AT THE SOUTHWEST CORNER OF THE NORTH HALF OF LOT 2, BLOCK 1, GAFFNERS GARDEN TRACTS, AS PER PLAT RECORDED IN VOLUME 2 OF PLATS, PAGE 61, RECORDS OF KITSAP COUNTY; THENCE EAST 205 FEET TO THE TRUE POINT OF BEGINNING; THENCE EAST
Legal Range1E
Legal Township24
Legal Section25
Legal SubdivisionGAFFNERS GARDEN TRACTS
Legal Block1
Legal Lot Number2
JurisdictionKITSAP WA
Township / Civil DivisionPORT ORCHARD
Census Block Group2
Census Block2000
Census Tract92500

Owner

993 Olney Ave E is owned and occupied by two individuals who bought it in March 2001.

Source: Kitsap County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address993 OLNEY AVE E, PORT ORCHARD, WA 98366-4935
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jan 5, 2018Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2001 · Amount on File
Deed SaleMar 28, 2001 · Amount on File
Deed Document Number2001125
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address993 OLNEY AVE E, PORT ORCHARD, WA 98366-4935
Transaction TypeMortgage
Record UpdatedJun 29, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006180054
DateJun 18, 2021
Instrument202106180054
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address993 OLNEY AVE E, PORT ORCHARD, WA 98366-4935
Document Number0001100046
Instrument DateJan 5, 2018
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address993 OLNEY AVE E PORT ORCHARD WA 983664935, PORT ORCHARD, WA 98366-4935

Mortgage

Document Number0001100046
DateJan 10, 2018
Instrument201801100046
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueJan 9, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 993 Olney Ave E was $3,138.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
Unified School DistrictSouth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$351,750 (-) Land $71,820 Building $279,930$351,750 (-) Land $71,820 Building $279,930
2026$3,138.00$351,750 Land $71,820 Building $279,930$351,750 Land $71,820 Building $279,930
2024$2,783.00 (+0.61%)$338,260 (-) Land $60,420 Building $277,840$338,260 (-) Land $60,420 Building $277,840
2023$2,766.00$338,260 Land $60,420 Building $277,840$338,260 Land $60,420 Building $277,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 993 Olney Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 993 Olney Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWest Sound Utility District #1
serves 28,930 people · EPA ID WA5302600
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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